"I was there, young man; I was there," John Haveril repeated. "We had not much conversation; but I presume if you do meet a man once, and you have something to say to that man, you may call upon him."

"Surely. Though what Mr. Haveril, the man of millions—is it twenty millions?—and more?—I hope much more—can have to say to me, I cannot guess. Briefly, sir, I have no money; I never speculate; and I can take none of your shares."

John Haveril opened his mouth twice. Then he shook his head. "Best not to meet bad manners with worse," he replied, with dignity quite in his best manner. "I understand, young man, that you mean some kind of sneer which, let me tell you, sir, ill becomes your youth in the presence of my age."

Sir Humphrey leaned his elbow on the mantel-shelf, and adjusted his pince-nez with his unoccupied hand. This took time. In fact, he was thinking of a repartee. When the operation was finished, he turned to his visitor a face of deliberate insolence.

"You came to teach me something beside manners, I believe. Not, I am sure, that one could desire, even in manners, a more competent instructor."

"I did. Perhaps it may be worth your while to listen. Perhaps not. If it is, you may take your elbow off the shelf, and try not to look as if you were gazing at a chipmunk in a cage. Understand, sir that I will receive neither your pity nor your contempt. If you do not change your manner, I will show you, by a highly practical method, that you have made a mistake."

There was something in the man's eyes which compelled obedience. Besides, although he was forty years older than the other, there was a toughness about his build which might be formidable.

Humphrey instantly changed both his look and his attitude, and took a chair.

"You may go on," he said sulkily, "as soon as you please."

"When I heard about you, sir, in connection with the little transaction we know of, I began to inquire secretly whether we were wise to go on. 'If he turns out unworthy,' I said, 'we'd better stop where we are, and take no further steps in the matter.'"