'Mr. Dering, is it? Why, my dear Master, I know something about Mr. Dering. My brother Athelstan was articled to him. He became a managing clerk for him. Then there was trouble about a cheque. Something was wrong about it. He was unjustly blamed or suspected, and he left the House. I wonder, now, whether you could throw any light upon that business of the cheque?'

'I, my dear child? A single solitary cheque at a lawyer's office? How should I possibly know anything about it?'

'Oh! but you might remember this cheque, because, now I think of it, your own name was connected with it. Yes—it was. I am certain it was. The cheque was drawn in March in the year 1882—a cheque for seven hundred and twenty pounds, payable to your order—the order of Edmund Gray.'

'A cheque for seven hundred and twenty pounds? In March 1882? That must have been: yes—yes—that was about the time. Now, this is really most remarkable, child, most remarkable that you should actually hit upon a cheque—one of thousands issued from that office—which I should remember perfectly. Life is full of coincidences—one is always hearing odd things said, meeting faces which one knows.—Well, it is most remarkable, because I received a cheque for that very amount at that very time from Dering. Oh! I remember perfectly. It was when I had a scheme—I thought it then, being younger than I am now—a very good scheme indeed. It was intended for the gradual destruction of Property. I did not understand at that time so fully as I do now the rising of the tide and the direction of the current which is steadily advancing to overwhelm Property without any feeble efforts on my part. Yet my scheme was good so far as it went, and it might have been started with good effect, but for the apathy of the workers. You see, they were not educated up to it. I had already begun upon my scheme by advancing to certain working men sums which should make them independent of their employers until they should have produced enough to sell directly, without the aid of an employer, at their own co-operative stores. Unfortunately, most of them drank the money: the few who used it properly, instead of backing up their fellow-workmen, became themselves employers, and are now wealthy. Well, I thought I would extend this method. I thought that if I got together a chosen band—say, of seventy or so—and if, after teaching them and educating them a bit, I gave them, say, ten pounds apiece, to tide them over the first few weeks, that I might next open a distributive and co-operative store for them, and so take the first step to abolishing the middle-man—the man of trade.'

'I see; and so you drew the money for that purpose?'

'Yes. But as I told you, I was obliged to abandon my scheme. The men were not sufficiently advanced. They listened; they professed great willingness to receive the money; but they gave me no encouragement to hope that they would carry out my plan. So it fell through. And the men remain to this day with their employers. And so—you see—I never used the money. I remember that I had the cheque cashed in ten-pound notes for the purpose.'

'What became of the notes?'

'I don't know. They are in the Bank, I suppose—wandering about the world. I gave them back to Dering.'

'Oh! my dear Master'—Elsie sprang to her feet and laid a sheet of paper on the table—'this is most Providential! I cannot tell you what a dreadful cause of trouble this cheque has been to us. It has half ruined my brother's life. For Heaven's sake, write it all down for me. Quick! quick! before you forget it all.'

'I shall not forget it. Nevertheless, Elsie, if a statement of the facts can be of any use to you'—he changed his seat and took up the pen—'certainly I will write it for you.'