'Do not let us speak of threats. I am laying before you facts. Here they are plainly. Young Austin has a very small income: he has very little prospect of getting a substantial income: you, so far as you know, have nothing; and, also so far as you know, you have no prospect of anything. These are the facts, are they not?'

'Yes—I suppose these are the facts. We shall be quite poor—very likely, quite poor always.' The tears rose to her eyes. But this was not a place for crying.

'I want you to understand these facts very clearly,' Mr. Dering insisted. 'Believe me, I do not wish to give you pain.'

'All this,' said Elsie, with the beginnings of the family obstinacy in her eyes, 'I clearly understand. I have had them put before me too often.'

'I also learn from your sister, Lady Dering, that if you abandon this marriage she is ready to do anything for you that she can. Her house, her carriage, her servants—you can command them all, if you please. This you know. Have you considered the meaning of what you propose? Can you consider it calmly?'

'I believe we have.'

'On the one side poverty—not what is called a small income. Many people live very well on what is called a small income—but grinding, hard poverty, which exacts real privations and burdens you with unexpected loads. My dear young lady, you have been brought up to a certain amount of plenty and ease, if not to luxury. Do you think you can get along without plenty and ease?'

'If George can, I can.'

'Can you become a servant—cook, housemaid, lady's-maid—as well as a wife—a nurse as well as a mother?'

'If George is made happier by my becoming anything—anything, it will only make me happier. Mr. Dering, I am sure you wish me well—you are my father's old friend—you have always advised my mother in her troubles—my brother was articled to you—but——' She paused, remembering that he had not been her brother's best friend.