We got to the city of the dead and, having nothing else to do, I went with Joe on a scout for business.

While we were out in the suburbs, he struck a man putting up some kind of a building, for he had a large pile of bricks.

"Good-morning, neighbor," says Joe. "I'd like to insure this new cottage you are putting up."

"It isn't a cottage at all," began the man.

"Ah, well, my good man," says Joe, "if it's only a dog-house, you'd better have it insured."

"Confound you," says the suburbanite, now in a rage, "get out of this. I'm rebuilding my well."

Joe, soon after this, decided to stay in the carpetbaggers' city and take the agency of a large insurance company.

One day there was a very destructive fire at Cohen & Wosislosmitdewhiskey's clothing store.