It is wonderful how preposterously the affairs of this world are managed. Naturally one would imagine, that the interest of a few individuals should give way to general interest; but individuals manage their affairs with so much more application, industry, and address, than the public do theirs, that general interest most commonly gives way to particular. We assemble parliaments and councils, to have the benefit of their collected wisdom, but we necessarily have, at the same time, the inconvenience of their collected passions, prejudices, and private interests. By the help of these, artful men overpower their wisdom, and dupe its possessors; and if we may judge by the acts, arrêts, and edicts, all the world over, for regulating commerce, an assembly of great men is the greatest fool upon earth.
When Franklin sat down to write this letter, Vaughan had asked him what remedy he had for the growing luxury of his country which gave so much offence to all English travellers without exception. In replying to this rather tactless question, Franklin's pen ran on until he had completed not so much a letter as an economic essay.
Our People [he begins] are hospitable, and have indeed too much Pride in displaying upon their Tables before Strangers the Plenty and Variety that our Country affords. They have the Vanity, too, of sometimes borrowing one another's Plate to entertain more splendidly. Strangers being invited from House to House, and meeting every Day with a Feast, imagine what they see is the ordinary Way of living of all the Families where they dine; when perhaps each Family lives a Week after upon the Remains of the Dinner given. It is, I own, a Folly in our People to give such Offence to English Travellers. The first part of the Proverb is thereby verified, that Fools make Feasts. I wish in this Case the other were as true, and Wise Men eat them. These Travellers might, one would think, find some Fault they could more decently reproach us with, than that of our excessive Civility to them as Strangers.
With this introduction, he proceeds to say a good word for luxury. "Is not the Hope of one day being able to purchase and enjoy Luxuries a great Spur to Labour and Industry?" he asked. And this question brought up one of the inevitable stories.
The Skipper of a Shallop, employed between Cape May and Philadelphia, had done us some small Service, for which he refused Pay. My Wife, understanding that he had a Daughter sent her as a Present a new-fashioned Cap. Three Years After, this Skipper being at my House with an old Farmer of Cape May, his Passenger, he mentioned the Cap, and how much his Daughter had been pleased with it. "But," says he, "it proved a dear Cap to our Congregation." "How so?" "When my Daughter appeared in it at Meeting, it was so much admired, that all the Girls resolved to get such Caps from Philadelphia, and my Wife and I computed, that the whole could not have cost less than a hundred Pound." "True," says the Farmer, "but you do not tell all the Story. I think the Cap was nevertheless an Advantage to us, for it was the first thing that put our Girls upon Knitting worsted Mittens for Sale at Philadelphia, that they might have wherewithal to buy Caps and Ribbands there, and you know that that Industry has continued, and is likely to continue and increase to a much greater Value, and answer better Purposes." Upon the whole, I was more reconciled to this little Piece of Luxury, since not only the Girls were made happier by having fine Caps, but the Philadelphians by the Supply of warm Mittens.
Then he argues still further as follows that luxury may not always be such an evil as it seems:
A Shilling spent idly by a Fool, may be picked up by a Wiser Person, who knows better what to do with it. It is therefore not lost. A vain, silly Fellow builds a fine House, furnishes it richly, lives in it expensively, and in few years ruins himself; but the Masons, Carpenters, Smiths, and other honest Tradesmen have been by his Employ assisted in maintaining and raising their Families; the Farmer has been paid for his labour, and encouraged, and the Estate is now in better Hands.
There were exceptional cases, of course. "If there be a Nation, for Instance, that exports its Beef and Linnen, to pay for its Importation of Claret and Porter, while a great Part of its People live upon Potatoes, and wear no Shirts, wherein does it differ from the Sot, who lets his Family starve, and sells his Clothes to buy Drink." He meant Ireland, it is needless to add. A little in this way, he confessed, was the exchange of American victuals for West Indian rum and sugar.
The existence of so much want and misery in the world, he thought, was due to the employment of men and women in works that produce neither the necessaries nor the conveniences of life. Such people, aided by those who do nothing, consume the necessaries raised by the laborious. This idea, he developed with his inborn lucidity, ending, however, of course, with the reflection that we should naturally expect from a man, who was so thoroughly in touch with his kind, that, upon the whole, the quantity of industry and prudence among mankind exceeded the quantity of idleness and folly.
This "long, rambling Letter" he called it—this "brief, pointed and masterly letter," we term it—concludes quite in the style of one of Poor Richard's dissertations: