It would be irksome to detail all the loans obtained by Franklin from the French King, and all the terrifying drafts drawn upon him. Profuse from first to last as were the bills, which he was called upon to pay, he appears to have met them all, with a few exceptions, whether drawn upon Adams, Jay, Laurens or himself. Nor, when an extortioner attempted to perpetrate an outrage upon the United States, did he fail to oppose him with a wit quite as keen as his and with a spirit far more resolute. Such a skinflint seems to have been De Neufville, of Amsterdam, who offered on one occasion to borrow money for the United States, provided that their representatives hypothecated to his firm, in the name of the whole Congress of the Thirteen United States, as security for the loan, all the lands, cities, territories and possessions of the said Thirteen States, present or prospective. After mercilessly analyzing in a letter to John Adams the unconscionable covenants by which this tremendous hypothecation was to be accompanied, Franklin ended with these observations:
By this time, I fancy, your Excellency is satisfy'd, that I was wrong in supposing J. de Neufville as much a Jew as any in Jerusalem (a reference to what he had said in a former letter) since Jacob was not content with any per cents, but took the whole of his Brother Esau's Birthright, & his Posterity did the same by the Cananites, & cut their Throats into the Bargain; which, in my Conscience, I do not think M. J. de Neufville has the least Inclination to do by us,—while he can get anything by our being alive.
The immediate occasion for this letter was the refusal of De Neufville to allow the goods which had bred trouble between Franklin and William Jackson to be delivered to the agents of the United States until a claim for damages that he had preferred against the United States was satisfied. "We have, you observe" Franklin had written in an earlier letter to John Adams, "our Hands in the Lyon's Mouth; but if Mr. N. is a Lyon, I am a Bear, and I think I can hug & gripe him till he lets go our Hands." And he was as good as his word, and let De Neufville know that, if he did not deliver the goods, the bills drawn by him on Franklin for the price, though accepted, would not be paid. A few days later, in another letter to Adams with respect to the same matter, Franklin said in regard to a proposal of settlement made by De Neufville, "I think that the less we have to do with that Shark the better; his jaws are too strong, his teeth too many and his appetite immensely voracious." Before the episode was ended, De Neufville was only too glad to dispatch his son to Paris to beseech the bear to relax his hug.
There was still another reason why the arrival of bills from America should be feared by Franklin. They were drawn in three sets each, and there was constant danger, as the sets came in at different times, of the same bill being paid more than once. In fact, repeated efforts were fraudulently made to palm off duplicates and triplicates as firsts upon Franklin. To shut off frauds, the minutest inspection of the bills, as they were presented for payment, was indispensable, and, for this task, Franklin, Congress having wholly ignored his request for a secretary, had no one to help him but Temple and the French clerk at fifty louis a year. The task was rendered especially laborious by the fact that a host of the bills was drawn by Congress in very small amounts for the payment of interest abroad.
Far less tedious, of course, but still burdensome enough, was the labor of copying the dispatches that left Franklin's hands. At one time, the Atlantic was so alive with British cruisers that a dispatch on its way to Congress from France had almost as little chance of escape as a jettisoned dog in a shark-infested sea.
Adams [stated one of the letters in 1777 of our envoys in France], by whom we wrote early this summer, was taken on this coast, having sunk his dispatches. We hear that Hammond shared the same fate on your coast. Johnson, by whom we wrote in September, was taken going out of the channel, and poor Captain Wickes (of the Reprisal) who sailed at the same time, and had duplicates, we just now hear foundered near Newfoundland, every man perishing but the cook.
It was a batch of papers tossed into the ocean, and snatched up by a nimble British sailor, before they sank, that first apprised the British Ministry of the treaty for an alliance hatching between Holland and the United States, and led Great Britain to declare war promptly against Holland. With such perilous conditions to face, Franklin's dispatches were sometimes copied as often as seven times. Besides the copy retained by him, and the copy sent to Congress, other copies were later sent to Congress by the next ships leaving France for the United States.
Another most onerous function imposed upon Franklin, until the appointment of Thomas Barclay, a merchant, as Consul-General to France, was that of purchasing supplies for Congress and fitting out ships. Special provision for this function should, of course, have been made by Congress, so as to leave him free to give his attention to what he termed his political duties, but it was not until after he had repeatedly begged Congress to relieve him from it that Congress first appointed for that purpose Colonel Palfrey, who was lost at sea, on his way over to France, and then Barclay. In the meantime, Franklin had suffered infinite annoyance in the performance of duties for which he had no time, and insisted that he had no knowledge or training. Writing to Jonathan Williams about the dispatch of certain goods to America, he said:
At this Distance from the Ports, and unacquainted as I am with such Affairs, I know not what to advise about getting either that Cloathing or the small Arms and Powder at L'Orient or the Cloth of Mr. Ross transported to America; and yet everybody writes to me for Orders, or Advice, or Opinion, or Approbation, which is like calling upon a blind Man to judge of Colours.
Writing later to Williams about the same matter, when it had assumed a still more vexatious aspect, he peremptorily turned down a project laid before him by Williams, saying with an ebullition of impatience quite unlike the ordinary tenor of his even temper, "I have been too long in hot Water, plagu'd almost to Death with the Passions, Vagaries, and ill Humours and Madnesses of other People. I must have a little Repose."