There was still ample time to modify this strong expression of opinion by the day’s post. Rufus appealed vainly to Mrs. Payson to reconsider the conclusion at which she had arrived. A more charitable and considerate woman, within the limits of her own daily routine, it would not be possible to find. But the largeness of mind which, having long and trustworthy experience of a rule, can nevertheless understand that other minds may have equal experience of the exception to the rule, was one of the qualities which had not been included in the moral composition of Mrs. Payson. She held firmly to her own narrowly conscientious sense of her duty; stimulated by a natural indignation against Amelius, who had bitterly disappointed her—against Rufus, who had not scrupled to take up his defence. The two old friends parted in coldness, for the first time in their lives.
Rufus returned to his hotel, to wait there for news from Amelius.
The day passed—and the one visitor who enlivened his solitude was an American friend and correspondent, connected with the agency which managed his affairs in England. The errand of this gentleman was to give his client the soundest and speediest advice, relating to the investment of money. Having indicated the safe and solid speculation, the visitor added a warning word, relating to the plausible and dangerous investments of the day. “For instance,” he said, “there’s that bank started by Farnaby—”
“No need to warn me against Farnaby,” Rufus interposed; “I wouldn’t take shares in his bank if he made me a present of them.”
The American friend looked surprised. “Surely,” he exclaimed, “you can’t have heard the news already! They don’t even know it yet on the Stock Exchange.”
Rufus explained that he had only spoken under the influence of personal prejudice against Mr. Farnaby.
“What’s in the wind now?” he asked.
He was confidentially informed that a coming storm was in the wind: in other words, that a serious discovery had been made at the bank. Some time since, the directors had advanced a large sum of money to a man in trade, under Mr. Farnaby’s own guarantee. The man had just died; and examination of his affairs showed that he had only received a few hundred pounds, on condition of holding his tongue. The bulk of the money had been traced to Mr. Farnaby himself, and had all been swallowed up by his newspaper, his patent medicine, and his other rotten speculations, apart from his own proper business. “You may not know it,” the American friend concluded, “but the fact is, Farnaby rose from the dregs. His bankruptcy is only a question of time—he will drop back to the dregs; and, quite possibly, make his appearance to answer a criminal charge in a court of law. I hear that Melton, whose credit has held up the bank lately, is off to see his friend in Paris. They say Farnaby’s niece is a handsome girl, and Melton is sweet on her. Awkward for Melton.”
Rufus listened attentively. In signing the order for his investments, he privately decided to stir no further, for the present, in the matter of his young friend’s marriage-engagement.
For the rest of the day and evening, he still waited for Amelius, and waited in vain. It was drawing near to midnight, when Toff made his appearance with a message from his master. Amelius had discovered Sally, and had returned in such a state of fatigue that he was only fit to take some refreshment, and to go to his bed. He would be away from home again, on the next morning; but he hoped to call at the hotel in the course of the day. Observing Toff’s face with grave and steady scrutiny, Rufus tried to extract some further information from him. But the old Frenchman stood on his dignity, in a state of immovable reserve.