"I'm all in, Mike; I'm done for."

"Oh no, sir!" Michael said, with emotion, as he put the tray on the table and proceeded to gather up the books. "You feel bad, I know, sir, but it will wear off by to-morrow."

A low groan escaped the young man's lips. "No, it is too late now, Mike. Give me a cup of coffee, please—strong and hot. Oh, Mike, you can't imagine how I feel. Mike, I am at the end of my rope. I am the greatest failure in Boston. My old college friends shun me. Ladies I used to know drop their eyes when I pass, as if they are afraid of me. The other day I insulted one by staring in her face, not conscious of what I was doing. Her brother resented it yesterday in a café before several people. He struck me—I struck him. We went to the police court. I was fined, and scolded like a dirty street loafer."

"Here is your coffee, sir," Michael said, sympathetically. "Drink it right down, sir. You are nervous again."

Charles obeyed, as a child might. "Thank you. You are too good to me, Mike," he said, returning the empty cup and beginning to stride back and forth again. The butler was about to leave, but he stopped him. "Don't go yet," he pleaded. "Oh, I must talk to somebody—I must get it out. It is killing me. I've been awake here since three o'clock. I can't sleep. Yesterday they turned me out of my club. I'm no longer a member. I am the only man who has ever been expelled. I've been a gambler, Mike. I've been everything except dishonest. I'm rotten. I don't blame the club. I deserved it long ago. I ought to have had the common decency to send in my resignation."

"You need money, I'm sure," Michael broke in, "and I owe you five hundred dollars. I've been hoping—"

"Don't mention that," Charles broke in. "I'm glad I lent it to you. If I'd had it it would have been thrown away, and, as it was, it helped your mother, you say. No, no, never bring it up again. Let it go."

"I'll never let it go," the servant gulped. "I'll pay that debt if I work my fingers to the bone to do it. Everybody else refused to let me have it; even your brother didn't have it to spare. My oldest and best friends turned me down."

"Cut it out! cut it out!" Charles frowned. "Give me another cup of coffee. Yes, I thought it all out here this morning, Mike. I am imposing on William. They keep me at the bank only on his account. He used to protest against the way I am acting, but he has given me up—actually given me up."

"I've heard him say you did a lot of work," objected the servant. "Don't underrate yourself. It isn't right."