There is hardly an employment in life so trifling that it will not afford a subsistence, if constantly and faithfully followed. Indeed, it is by indefatigable diligence alone, that a fortune can be acquired in any business whatever. An estate procured by what is commonly called a lucky hit, is a rare instance; and he who expects to have his fortune made in that way, is about as rational as he who should neglect all probable means of earning, in hopes that he should some time or other find a treasure.

There is no such thing as continuing in the same condition without an income of some kind or other. If a man does not bestir himself, poverty must, sooner or later, overtake him. If he continues to expend for the necessary charges of life, and will not take the pains to gain something to supply the place of what he deals out, his funds must at length come to an end; and the misery of poverty fall upon him at an age when he is less able to grapple with it.

No employment that is really useful to mankind deserves to be regarded as mean. This has been a stumbling stone to many young men. Because they could not pursue a course which they deemed sufficiently respectable, they neglected business altogether until so late in life that they were ashamed to make a beginning. A most fatal mistake. Pin making is a minute affair, but will any one call the employment a mean one? If so, it is one which the whole civilized world encourage, and to which they are under lasting obligation daily. Any useful business ought to be reputable, which is reputably followed.

The character of a drone is always, especially among the human species, one of the most contemptible. In proportion to a person's activity for his own good and that of his fellow creatures, he is to be regarded as a more or less valuable member of society. If all the idle people in the United States were to be buried in one year, the loss would be trifling in comparison with the loss of only a very few industrious people. Each moment of time ought to be put to proper use, either in business, in improving the mind, in the innocent and necessary relaxations and entertainments of life, or in the care of the moral and religious part of our nature. Each moment of time is, in the language of theology, a monument of Divine mercy.

Section V. Proper Time of Doing Business.

There are times and seasons for every lawful purpose of life, and a very material part of prudence is to judge rightly, and make the best of them. If you have to deal, for example, with a phlegmatic gloomy man, take him, if you can, over his bottle. This advice may seem, at first view, to give countenance to a species of fraud: but is it so? These hypochondriacal people have their fits and starts, and if you do not take them when they are in an agreeable state of mind, you are very likely to find them quite as much below par, as the bottle raises them above. But if you deal with them in this condition, they are no more themselves than in the former case. I therefore think the advice correct. It is on the same principles, and in the same belief, that I would advise you, when you deal with a covetous man, to propose your business to him immediately after he has been receiving, rather than expending money. So if you have to do with a drunkard, call on him in the morning; for then, if ever, his head is clear.

Again; if you know a person to be unhappy in his family, meet him abroad if possible, rather than at his own house. A statesman will not be likely to give you a favorable reception immediately after being disappointed in some of his schemes. Some people are always sour and ill humored from the hour of rising till they have dined.

And as in persons, so in things, the time is a matter of great consequence; an eye to the rise and fall of goods; the favorable season of importing and exporting;—these are some of the things which require the attention of those who expect any considerable share of success.

It is not certain but some dishonest person, under shelter of the rule, in this chapter, may gratify a wish to take unfair advantages of those with whom he deals. But I hope otherwise; for I should be sorry to give countenance, for one moment, to such conduct. My whole purpose (in this place) is to give direction to the young for securing their own rights; not for taking away the rights of others. The man who loves his neighbor as himself, will not surely put a wrong construction on what I have written. I would fain hope that there is no departure here or elsewhere, in the book, from sound christian morality; for it is the bible, on which I wish to see all moral rules based.

Section VI. Buying upon Trust.