"Acceptance" credit and lines, [103]
Accommodation loans, [12], [13]
Accounts overdrawn, [16]
Agriculture, capital for, [168];
individualism in, [168]
Assets, prior lien on, [56];
special, [57]
Balances, [16], [17], [23], [28]
Banche Populari, [162]
Bank of England, [104-111]
Bank reserves, [35-40]
Bank of France, [111-119]
Banker's banks, [9];
bills, [33], [34];
most valuable assets, [61];
making loans, [86]
Banking, act, [54], [78];
adequacy and economy of service, [62], [66];
branch, [64], [65];
business, [9];
commercial, nature and operation of, [11-67];
commercial in the United States, [68-100];
commercial in other countries, [101-135];
Canadian, [126-135];
defects and reforms in banking systems, [97-100];
English, [104-111];
French, [111-119];
functions in single institutions, [144];
German, [119-126];
incorporation, [66];
investment, [136-170];
Kansas "blue sky laws," [146];
problems of commercial, [35];
reserve, [78];
services rendered by, [1-3];
Wisconsin regulations, [146];
local, [62], [63]
Bank notes, see [notes]
Banks, bond houses, [6];
Canadian, [126-135];
central of Europe, [101];
central reserve, [78];
classified, [6];
classification of national, [54];
collections, [22];
commercial, [6], [7];
cooperative, [139];
correspondent, [24], [25];
England, bank of, [104-111];
European land banks, [147-163];
European central, [9];
federal, [8];
federal reserve, [98-100];
France, bank of, [111-119];
French land, [160-163];
functions of, [4];
German Imperial, [119-123];
German land, [147-163];
incorporated, [7];
inspection of, [59];
interest charges, [14];
investment, [6], [7];
Italian land, [160-163];
joint stock, [7];
land, [6];
loan-making, [86];
municipal, [139];
national, [8], [70-75];
note issue privileges, [37], [38];
of issue, [20], [21];
postal saving, [139];
private, [7];
protection against unsound practices of, [46-62];
real estate, [6], [52];
savings, [6], [136-141];
services rendered by, [1-3];
state, [9], [68-70];
supply currency, [22];
trustee, [139]
Berlin stock exchange, [165]
Bills of exchange, [12], [17];
documented, [42]
"Blue sky laws" of Kansas, [146]
Bond houses, [144-147]
Bonds, government, [96], [97];
mortgage, [148], [150], [169]
Bonds and stocks, not liquid securities, [53]
Book accounts, [12]
Branch banking, [62], [64], [65]
Bullion, [81], [82];
in Canada, [132];
in England, [105];
in France, [113];
in Germany, [122]
Buying and selling on time, [11], [12]
Cables in foreign exchange, [33]
Canadian banking system, [126-135]
Capital and surplus requirements for banks, [46-48];
stock, [47], [48]
Cash, supply of, [35-40];
demands on banks, [55];
resources, [29]
Casse Rurali, [162]
Central banks of Europe, [8], [9], [65], [101];
England, [104-111];
France, [111-119];
German, [119-123]
Charters, [8];
special, [66], [67]
Checking accounts, [15], [20], [21], [24], [35]
Checks, [15], [16], [21-24];
abroad, [36]
Chicago, clearing center, [24];
central reserve banks, [78]
Clearing house, [22-24];
center in New York, [80]
Coin, [21];
and bank reserves, [38];
in England, [109];
in France, [117];
in Germany, [121], [122];
standard and subsidiary, [21];
supply, [40]
Collections, [22], [25]
Commercial banking, collections, [22];
currency, [21], [22];
domestic exchange, [25];
nature and operations of, [11-67];
other countries, [101-135];
problems of, [35];
promissory notes, [19];
protection against unsound practices of, [46-62];
savings accounts, [44];
in the United States, [68-100]
Commercial paper, [11-14];
discount of, [14], [15], [17];
and investment paper, [41], [42];
liquid security, [53];
market for, [100]
Competition in banking, [83]
Comptoir d'Escompte de Paris, [115], [116]
Conflict of functions and laws, [82]
Cooperative banks, [139]
Correspondent banks, [24], [25]
Credit "acceptance" line, [103];
balance, [16], [18-20], [23], [25];
cooperation in, [166-168];
department in banks, [43], [86];
inflation of, [87];
"line" of, [16], [85], [86];
subsidies, state, county, and municipal, [169];
system, [11-13]
Credits, forced liquidation of, [49]
Crédit Agricole, [162];
Foncier, [113];
Industrielle et Commercial, [115], [116];
Lyonnais, [115], [116]
Crisis, commercial, [19], [31], [88]
Currency, [21], [22];
lack of elasticity, [95-97]
Debt paying, [13], [14]
Debits, [15-18]
Demand in foreign exchange, [33], [34]
Deposits, [2-4]
Depositors, mutual insurance of, [60-62]
Discount, defined, [14];
loans and discounts, selection of, [40-43];
loans and rates, [44];
operation of, [13];
rate, Canadian, [128], [129];
bank of England, [108];
bank of France, [113];
reserve system, [95], [97];
stopped, [30]
Discounted paper, [14], [15], [17-19], [55]
Documented bill of exchange, [42]
Domestic exchange, [25]
Drafts, [16], [27], [28];
foreign payments, [31]
England, bank of, [9], [104-111];
banking system, [104-111];
foreign and colonial, [108];
joint stock banks, [106];
metropolitan, [107];
private, [108];
provincial, [107];
reserve system, [108]
Europe, commercial banking in, [101-126];
central banks of, [101-126];
land banks, [147-163]
European investment banking machinery, [166]
Exchange operations, [11-13];
checks, [22-24];
domestic, [25-31];
foreign, [31-34]
Federal Reserve Banks, [98-100];
Federal Reserve Board, [99], [100]
Foncier Algierienne, [162]
Foreign exchange, [31-34];
par of, [31], [32];
classes of bills used, [33]
France, bank of, [9], [111-115]
French banking system, [111-119]
German banking system, [119-126];
hypothekenaktienbanken, [151], [152];
investment banking machinery, [166];
land and mortgage banks, [147-161];
landschaften, [147-149];
Schulze-Delitzsch, [153-162];
Raiffeisen, [156-162]
Germany, bank of, [9], [119-123]
Gold element of currency, [5], [96];
points, [32], [33];
and silver coin in England, [105], [106];
in France, [113];
Canada, [133]
Incorporation, [7];
should be required, [66]
Independent treasury system, [75-78]
Inflation, [49-53], [56-59];
of credit, [87]
Inspection of banks, [59], [60]
Insurance, mutual of depositors, [60], [62]
Investment, banking, [136-170];
commercial paper, [41], [42];
confined to liquid securities, [52];
defects in machinery, [166];
improvement of machinery, [170];
paper, [18], [35], [41], [55];
of surplus funds, [3]
Italy, land banks, [162], [163]
Joint-stock mortgage banks, [169];
English joint-stock banks, [106];
German, [151-159]
Kansas "blue sky laws," [146]
Land banks, [147-163]
Letters of credit, [21]
"Line" of credit, [16], [85], [86]
Liquidation, forced, [19], [88];
of credits, [49], [50];
protection against, [52]
Liquid securities, [53]
Loan operations, [85-88]
Loans, [2], [3], [15], [86];
and discounts, selection of, [40-43];
Canadian system, [128], [129];
fluctuations, [97];
German land bank, [147-162];
in the interest of big business, [167];
limits to, [52], [55];
long-term, [2];
pernicious practice of national banks, [83];
and reserve system, [95];
short term, [2]
Local banking, [62], [63]
London stock exchange, [165]
Mints, [5]
Monetary commission, [97], [98]
Money of the United States, [95]
Mortgage banks, [169];
France, [160-162];
Germany, [148-163];
Italy, [162];
mortgage bonds, [169];
mortgage loans, long period, [167]
Municipal banks, [139]
National banks, [8], [9], [54], [70-75], [80], [82];
federal reserve, [98], [99];
money in vaults, [91];
notes, [96];
pernicious loan practices, [83];
subscribed to federal reserve banks, [98]
National Reserve Association, [98]
New York City, assay office, [81];
central reserve bank, [78];
clearing center, [24], [80], [81];
stock exchange, [81], [82], [92], [165]
Notes, bank, [19-21];
central banks of Europe and supply of, [102];
Canadian, [126-133];
bank of England, [105];
of France, [117], [118];
of Germany, [121];
issue of, [19-21];
issue privileges, [37], [38];
government, [39];
limitation of issue, [58];
promissory notes, [43];
regulations regarding, [52];
safeguarding issue, [56];
volume of United States, [96]
Oklahoma, mutual insurance plan, [60]
Overdrafts, [16]
"Panicky" conditions and feeling, [94], [95], [97]
Par of exchange, [31], [32]
Paris stock exchange, [165]
Passbook, [15], [16]
Postal savings banks, [139], [141]
Promissory notes, [12], [14], [19-22], [43]
Prior lien, on assets, [56], [58]
Protection against unsound practices of banks, [46-52]; [59-61]
Publicity, a safeguard, [59]
Rate of discount, law in France, [118];
of exchange, [26], [27]
Rates, [44-46];
raising on loans and discounts, [29]
Real estate and banks, [52]
Reserve banks, Federal, [98-100];
central reserve, [78];
cities, [24], [78]
Reserves, administration of funds, [100];
bank, [35];
English system, [108-110];
in national banks, [73];
operations of system, [91-94];
regulations regarding, [52], [54];
secondary, [35-40];
in state banks, [69];
in country banks, [73]
Safety, in savings banks, [140];
fund, [56], [57]
Savings banks, [6], [9];
defined, [139]
Saving and saving institutions, [136-141]
Secretary of the Treasury and surplus funds, [88-90]
Securities, dealings in the stock exchange, [163], [164]
Security, liquid, [53]
Silver dollars, [96]
Sixty-day bills in foreign exchange, [33], [34]
Société Algerienne, [114]
Société Generale, [115], [116]
State banks, [9], [68-70], [79], [82];
and Federal reserve, [99]
St. Louis, central reserve bank, [78];
clearing center, [24]
Stock exchanges, [163-166]
Stockholders, liability of, [46-48]
Surplus, [17], [47]
Trade or mercantile bills, [34]
Treasury of the United States, [75-78];
operations, [88-90]
Trust companies, [9], [141-144]
Trustee banks, [139]
United States, notes, volume of, [96];
subtreasury, [80], [81];
treasury, [75-78]
Units of value and foreign exchange, [31]
Vouchers, [23]
Wisconsin, regulation laws, [146]
The National Social Science Series
Edited by Frank L. McVey, Ph.D., LL.D.,
President of the
University of North Dakota
Now Ready
MONEY. William A. Scott, Director of the Course in Commerce, and Professor of Political Economy, University of Wisconsin
TAXATION. C. B. Fillebrown, President Massachusetts Single Tax League, Author of A B C of Taxation
THE FAMILY AND SOCIETY. John M. Gillette, Professor of Sociology, University of North Dakota
BANKING. William A. Scott