"I for one," said Mr. Hinton, "have reached the point where I insist on a new management. I would like to know the sentiment of the board upon this question."
But the cashier asked for a word of explanation. Broad-shouldered and upstanding he rose among these heavy, sleek, bald-headed business men. His high and intellectual brow and clear-cut features gave him a distinction that always made an impression. But the firm mouth and the damp curls were those of a man of physical force and determination. His voice was alluring and convincing as he made his plea and there was now no tremble of the hand.
He stated and called upon Senator Bothdoldt to witness that the McGrath Construction Company had just received from the Government contracts for the building of numerous locks in the Ohio River. He agreed with the spirit of conservatism of the board and shared it. He had heard the rumors with relation to the Oldman Mercantile Company and had sifted them to their depths and had found them without basis in fact. However, he had just called in a block of their notes. He painted a rosy picture of the condition of the bank and the prospects of the future. He reminded the directors that they had given him a free hand in the past and pointed to the institution as a monument to his accomplishment. At the termination of which speech, so convincing and so dominant was the personality of the man, Director Hinton withdrew his protest and the institution was left under the former guidance.
It was three days later that things began to happen. Gard had called upon Bank Examiner Allen to come to his assistance. The two of them had conferred the night before and settled upon a plan of campaign for testing the stability of the affairs of the bank.
It was in accordance with this plan that the rotund and genial Allen breakfasted in that dining-room where the special agent's suspicions had first been aroused. Bayard Alexander was at his usual table and Allen allowed the banker to see him although he appeared not to be aware of it. It was also in accordance with the cards played by the men of the Government service that Special Agent Gard, still a bit seedy in his hand-me-down suit, was loafing on the sidewalk opposite the Second National bank when the cashier came to work. It was a part of his plan that he should see as much as possible of what went on in the institution when the word was passed that the examiner was in town.
Gard was not surprised, therefore, when a messenger emerged from the bank and hurried off down the street. He believed that the story of the bookkeeper of the kiting bank was to be enacted before his eyes. He followed the messenger to another bank two blocks away and there saw him present a check. Gard crowded in on the pretense of getting a bill changed and saw blocks of bills of large denominations being taken from the vault. The messenger hurried back to the bank with them. It was evident that that institution was making ready for the coming of the examiner. It was as evident that its affairs were not as they should be or this preparation would not be necessary.
It was a part of the program that when Sloan, the bookkeeper, came out of the bank for lunch, Gard should be waiting for him. It was not unusual that they thus went to their noonday meal together.
"Will you do me a favor?" asked Sloan while they were at lunch. "Take care of this package for me. It is a large photograph, rolled, that I have just received from home. Please be careful of it."
The special agent assumed charge of the package which looked not unlike a roll of music. Later he found his suspicions justified for in the roll were a number of leaves from the bank's individual ledger. Gard was appalled at the amount of money that they represented. He carefully photographed them and returned them that night to the bookkeeper.
No pretext was omitted for getting a look into what was transpiring in the Second National bank on this particular day. Examiner Allen had called in the afternoon and had carefully looked over the balances. All appeared to be in order and no discrepancies were revealed. The bank seemed particularly strong from the standpoint of cash on hand.