He joined the indoor track squad this winter, too, but here again he didn't distinguish himself. He fought his way into the finals at the interscholastic meet but that was all. However this, too, was good training for him. I saw that race myself and I watched his mouth instead of his legs. I liked the way his jaws came together on the last lap though it hurt to see the look in his eyes when he fell so far behind after trying so hard. But he crossed the finish line.

In the meanwhile Ruth was just about the busiest little woman in the city. And yet strangely enough this instead of dragging her down, built her up. She took on weight, her cheeks grew rosier than I had seen them for five years and she seemed altogether happier. I watched her closely because I made up my mind that ginger jar or no ginger jar the moment I saw a trace of heaviness in her eyes, she would have to quit some of her bargain hunting. I didn't mean to barter her good health for a few hundred dollars even if I had to remain a day laborer the rest of my life.

That possibility didn't seem to me now half so terrifying as did the old bogey of not getting a raise. I suppose for one thing this was because we neither of us felt so keenly the responsibility of the boy. In the old days we had both thought that he was doomed if we didn't save enough to send him through college and give him, at the end of his course, capital enough to start in business for himself. In other words, Dick seemed then utterly dependent upon us. It was as terrible a thought to think of leaving him penniless at twenty-one as leaving him an orphan at five months. The burden of his whole career rested on our shoulders.

But now as I saw him take his place among fellows who were born dependent upon themselves, as I learned about youngsters at the school who at ten earned their own living selling newspapers and even went through college on their earnings, as I watched him grow strong physically and tackle his work aggressively, I realized that even if anything should happen to either Ruth or myself the boy would be able to stand on his own feet. He had the whole world before him down here. If worst came to worst he could easily support himself daytimes, and at night learn either a trade or a profession. This was not a dream on my part; I saw men who were actually doing it. I was doing it myself for that matter. Personally I felt as easy about Dick's future by the middle of that first winter as though I had established an annuity for him which would assure him all the advantages I had ever hoped he might receive. So did Ruth.

I remember some horrible hours I passed in that little suburban house towards the end of my life there. Ruth would sit huddled up in a chair and try to turn my thoughts to other things but I could only pace the floor when I thought what would happen to her and the boy if anything should happen to me; or what would happen to the boy alone if anything should happen to the both of us. The case of Mrs. Bonnington hung over me like a nightmare and the other possibility was even worse. Why, when Cummings came down with pneumonia and it looked for a while as though he might die, I guess I suffered, by applying his case to mine, as much as ever he himself did on his sick bed. I used to inquire for his temperature every night as though it were my own. So did every man in the neighborhood.

Sickness was a wicked misfortune to that little crowd. When death did pick one of us, the whole structure of that family came tumbling down like a house of cards. If by the grace of God the man escaped, he was left hopelessly in debt by doctor's bills if in the meanwhile he hadn't lost his job. Sickness meant disaster, swift and terrible whatever its outcome. We ourselves escaped it, to be sure, but I've sweat blood over the mere thought of it.

Now if our thoughts ever took so grim a turn, we could speak quite calmly about it. It was impossible for me ever to think of Ruth as sick. My mind couldn't grasp that. But occasionally when I have come home wet and Ruth has said something about my getting pneumonia if I didn't look out, I've asked myself what this would mean. In the first place I now could secure admission to the best hospitals in the country free of cost. I had only to report my case to the city physician and if I were sick enough to warrant it, he would notify the hospital and they would send down an ambulance for me. I would be carried to a clean bed in a clean room and would receive such medical attention as before I could have had only as a millionaire. Physicians of national reputation would attend me, medicines would be supplied me, and I'd have a night and day nurse for whom outside I would have had to pay some forty dollars a week. Not only this but if I recovered I would be supplied the most nourishing foods in the market and after that sent out of town to one of the quiet convalescent hospitals if my condition warranted it. I don't suppose a thousand dollars would cover what here would be given me for nothing. And I wouldn't either be considered or treated like a charity patient. This was all my due as a citizen—as a toiler. Of course this would be done also for Dick as well as for Ruth.

I don't mean to say that such thoughts took up much of my time. I'm not morbid and we never did have any sickness—we lived too sanely for that. But just as our new viewpoint on Dick relieved us of a tension which before had sapped our strength, so it was a great relief to have such insurance as this in the background of our minds. It took all the curse off sickness that it's possible to take off. In three or four such ways as these a load of responsibility was removed from us and we were left free to apply all our energy to the task of upbuilding which we had in hand.

This may account somewhat for the reserve strength which Ruth as well as myself seemed to tap. Then of course the situation as a whole was such as to make any woman with imagination buoyant. Ruth had an active part in making a big rosy dream come true. She was now not merely a passive agent. She wasn't economizing merely to make the salary cover the current expenses. Her task was really the vital one of the whole undertaking; she was accumulating capital. When you stop to think of it she was the brains of the business; I was only the machine. I dug the money out of the ground but that wouldn't have amounted to much if it had all gone for nothing except to keep the machine moving from day to day. The dollar she saved was worth more than a hundred dollars earned and spent again. It was the only dollar which counted. They say a penny saved is a penny earned. To my mind a penny saved was worth to us at this time every cent of a dollar.

So Ruth was not only an active partner but there was another side to the game that appealed to her.