“That you shall have a chance, Howard,” answered Ray firmly. “I will trust you, and pay your debts, and you are to try to make a man of yourself.”

Howard uttered a quick, inarticulate cry, and sprang to his feet.

“First calm yourself,” said Ray, “and sit down on the sofa there.”

Howard passively obeyed him.

“Now tell me how much you owe altogether.”

“Nearly eight hundred dollars,” answered Howard slowly.

“And one hundred must be paid at once?”

“Yes—to-night.”

“And the payment of these debts will set you on your feet again, and give you a fresh start?”

“Yes—all but those town fellows. They know that I cheated.”