Edith had expected this crisis to come, so it did not find her wholly unprepared. In fact she had been awaiting it as the point from which his education was to be continued, as she had explained to Huntington. She pursed her lips a little as she replied.

"Yes—and no," she answered slowly, showing a serious consideration of the subject which impressed Cosden. "I think he was right in saying that business has left its mark upon you, but entirely wrong in his assumption that what you lack can't be acquired."

"Of course it can," Cosden agreed emphatically; "and what is more, it's going to be acquired. I don't intend to have anything stand in my way. The only thing to consider is just how and when."

"Exactly," she encouraged him,—"just how and when. These are the questions. Have you answered them?"

"Not yet. I'm trying first to understand what Monty meant. I thought I had learned the game. While, as I've told you, I started out with the definite intention of making money, I've bent over backwards to conduct my affairs so that they should be absolutely above criticism. I believed that in doing this I proved that I had those 'finer instincts' which mean so much to Monty. I've made other people play the game square with me, but I've always played it square with them. My principle has been to fix things so that the other fellow would do right because he had to, and I would do right because I wanted to. You have to do that because the other fellow doesn't always want to. Take one case for example: I had a contract for a number of years with a house to supply them with goods of a certain standard, made in accord with a fixed formula. Six months ago my superintendent told me that by some mistake at the factory these goods had been ten per cent. below the standard called for, covering a period of nearly five years. My customer had made no complaint—he supposed he was getting what the contract called for, and so did I. The natural thing to do was to make all future deliveries up to standard and to let it go at that; but that isn't my way. The man had paid for something he hadn't received, and it was up to me to make good. So I figured out the difference between the two grades, and the volume of business, and sent him an explanation and a check for $6500."

"That must have been a pleasant surprise for him, and you made a customer for life."

"Yes," Cosden replied, with a queer expression on his face: "it was a pleasant surprise for him all right. He wrote me a beautiful letter, telling me what a noble, upright thing it was to do, and that he didn't believe another man in the trade would have done it. He even expressed his deep appreciation. Last month the contract came up to be renewed, and he canceled it because another house cut me a quarter of a cent a pound, and I wouldn't meet it."

"I never heard of such a thing!" Edith cried indignantly. "But you have the satisfaction of knowing that you did the right thing."

"Yes; I have the satisfaction and the other fellow has the contract. But I am only telling you about it to show you why I can't understand Monty. I thought I was showing some of those finer things he says I don't possess. The man who canceled that contract was born with those wonderful 'instincts,' and exhales them with every breath."

"I don't believe you do understand just what Mr. Huntington means," she said quietly.