“I am glad to hear you say so,” said the Altrurian. “What is the meaning of this new party in the West that seems to have held a convention lately? I read something of it in the train yesterday.”

“Oh, that is a lot of crazy Hayseeds, who don’t want to pay back the money they have borrowed, or who find themselves unable to meet their interest. It will soon blow over. We are always having these political flurries. A good crop will make it all right with them.”

“But is it true that they have to pay such rates of interest as our young friend mentioned?”

“Well,” I said, seeing the thing in the humorous light which softens for us Americans so many of the hardships of others, “I suppose that man likes to squeeze his brother man when he gets him in his grip. That’s human nature, you know.”

“Is it?” asked the Altrurian.

It seemed to me that he had asked something like that before when I alleged human nature in defence of some piece of every-day selfishness. But I thought best not to notice it, and I went on: “The land is so rich out there that a farm will often pay for itself with a single crop.”

“Is it possible?” cried the Altrurian. “Then I suppose it seldom really happens that a mortgage is foreclosed, in the way our young friend insinuated?”

“Well, I can’t say that exactly”; and, having admitted so much, I did not feel bound to impart a fact that popped perversely into my mind. I was once talking with a Western money-lender, a very good sort of fellow, frank and open as the day; I asked him whether the farmers generally paid off their mortgages, and he answered me that if the mortgage was to the value of a fourth of the land, the farmer might pay it off, but if it were to a half, or a third even, he never paid it, but slaved on and died in his debts. “You may be sure, however,” I concluded, “that our young friend takes a jaundiced view of the situation.”

“Now, really,” said Mrs. Makely, “I must insist upon dropping this everlasting talk about money. I think it is perfectly disgusting, and I believe it was Mr. Makely’s account of his speculations that kept me awake last night. My brain got running on figures till the dark seemed to be all sown with dollar-marks, like the stars in the Milky Way. I—ugh! What in the world is it? Oh, you dreadful little things!”

Mrs. Makely passed swiftly from terror to hysterical laughter as the driver pulled up short and a group of barefooted children broke in front of his horses and scuttled out of the dust into the road-side bushes like a covey of quails. There seemed to be a dozen of them, nearly all the same in size, but there turned out to be only five or six; or at least no more showed their gleaming eyes and teeth through the underbrush in quiet enjoyment of the lady’s alarm.