Lapham said nothing, but having helped himself to the abundance of his table in his usual fashion, he sat and looked at his plate with an indifference that did not escape the notice of his wife. "What's the matter with YOU?" she asked.

"Nothing. I haven't got any appetite."

"What's the matter?" she persisted.

"Trouble's the matter; bad luck and lots of it's the matter," said Lapham. "I haven't ever hid anything from you, Persis, well you asked me, and it's too late to begin now. I'm in a fix. I'll tell you what kind of a fix, if you think it'll do you any good; but I guess you'll be satisfied to know that it's a fix."

"How much of a one?" she asked with a look of grave, steady courage in her eyes.

"Well, I don't know as I can tell, just yet," said Lapham, avoiding this look. "Things have been dull all the fall, but I thought they'd brisk up come winter. They haven't. There have been a lot of failures, and some of 'em owed me, and some of 'em had me on their paper; and----" Lapham stopped.

"And what?" prompted his wife.

He hesitated before he added, "And then--Rogers."

"I'm to blame for that," said Mrs. Lapham. "I forced you to it."

"No; I was as willing to go into it as what you were," answered Lapham. "I don't want to blame anybody."