The principal speaker was a tall person, wearing a silk travelling-cap. He had a face of stupid benignity and a self-satisfied smirk; and he was formally trying to put at his ease, and hopelessly confusing the loutish youth before him. "You say you saw the whole accident, and you're probably the only passenger that did see it. You'll be the most important witness at the trial," he added, as if there would ever be any trial about it. "Now, how did the tow-boat hit us?"

"Well, she came bows on."

"Ah! bows on," repeated the other, with great satisfaction; and a little murmur of "Bows on!" ran round the listening circle.

"That is," added the witness, "it seemed as if we struck her amidships, and cut her in two, and sunk her."

"Just so," continued the examiner, accepting the explanation, "bows on.
Now I want to ask if you saw our captain or any of the crew about?"

"Not a soul," said the witness, with the solemnity of a man already on oath.

"That'll do," exclaimed the other. "This gentleman's experience coincides exactly with my own. I didn't see the collision, but I did see the cloud of steam from the sinking boat, and I saw her go down. There wasn't an officer to be found anywhere on board our boat. I looked about for the captain and the mate myself, and couldn't find either of them high or low."

"The officers ought all to have been sitting here on the promenade deck," suggested one ironical spirit in the crowd, but no one noticed him.

The gentleman in the silk travelling-cap now took a chair, and a number of sympathetic listeners drew their chairs about him, and then began an interchange of experience, in which each related to the last particular all that he felt, thought, and said, and, if married, what his wife felt, thought, and said, at the moment of the calamity. They turned the disaster over and over in their talk, and rolled it under their tongues. Then they reverted to former accidents in which they had been concerned; and the silk-capped gentleman told, to the common admiration, of a fearful escape of his, on the Erie Road, from being thrown down a steep embankment fifty feet high by a piece of rock that had fallen on the track. "Now just see, gentlemen, what a little thing, humanly speaking, life depends upon. If that old woman had been able to sleep, and hadn't sent that boy down to warn the train, we should have run into the rock and been dashed to pieces. The passengers made up a purse for the boy, and I wrote a full account of it to the papers."

"Well," said one of the group, a man in a hard hat, "I never lie down on a steamboat or a railroad train. I want to be ready for whatever happens."