There is no merit in faith alone. It is not mere faith that saves, but faith in Christ. Faith in any other saviour but Christ will not save. Faith in any other gospel than that of the New Testament will not save (Gal. 1:8, 9).
There is no contradiction between Paul and James touching the matter of faith and works (cf. James 2:14-26; Rom. 4:1-12). Paul is looking at the matter from the Godward side, and asserts that we are justified, in the sight of God, meritoriously, without absolutely any works on our part. James considers the matter from the manward side, and asserts that we are justified, in the sight of man, evidentially, by works, and not by faith alone (2:24). In James it is not the ground of justification, as in Paul, but the demonstration. See under Justification, II. 4, p. 159.
III. THE SOURCE OF FAITH.
There are two sides to this phase of the subject—a divine and a human side.
1. IT IS THE WORK OF THE TRIUNE GOD. God the Father: Rom. 12:3; I Cor. 12. This is true of faith both in its beginning (Phil. 1:29) and its development (1 Cor. 12). Faith, then, is a gift of His grace.
God the Son: Heb. 12:2—"Looking unto Jesus the author and finisher of our faith." (Illustration, Matt. 14:30, 31—Peter taking his eyes off Christ.) I Cor. 12; Luke 17:5.
God the Spirit: Gal. 5:22; I Cor. 12:9. The Holy Spirit is the executive of the Godhead.
Why then, if faith is the work of the Godhead, are we responsible for not having it? God wills to work faith in all His creatures, and will do so if they do not resist His Holy Spirit. We are responsible, therefore, not so much for the lack of faith, but for resisting the Spirit who will create faith in our hearts if we will permit Him to do so.
2. THERE IS ALSO A HUMAN SIDE TO FAITH.
Rom. 10:17—"So then faith cometh by hearing, and hearing by the word of God." (cf. the context, vv. 9-21.) Acts 4:4—"Howbeit many of them which heard the word believed." In this instance the spoken word, the Gospel, is referred to; in other cases the written Word, the Scriptures, are referred to as being instrumental in producing faith. See also Gal. 3:2-5. It was a looking unto the promises of God that brought such faith into the heart of Abraham (Rom. 4:19).