10,700. Have you any observations to make upon the printed evidence that was given in Edinburgh?-I think not.

Baltasound, Unst, January 19, 1872, Rev. WILLIAM SMITH, examined.

10,701. You have been for some time the clergyman of this parish?-For nearly three years.

10,702. During that time you have been a good deal among the people, and you are acquainted with the system that prevails of long payments of wages, and of running accounts?-I am acquainted with that from conversations with the men.

10,703. Have you formed any opinion as to the effect of that system on the character of the people in general?-[Page 261] I have. I think the present system has a very deteriorating effect upon the character of the people generally. I quite agree with what Mr. Edmonstone has said in that respect. There seems to be a great want of self-reliance, owing to the present system.

10,704. The men are in the habit of looking to the merchants to help them through bad season?-Yes, they are in the habit of looking to the merchants and others.

10,705. And I suppose they are not generally disappointed in that reliance?-Not so far as I am aware.

10,706. But you consider that that is not a wholesome thing?-I think it is not. I have had experience of the same class of people, living under a different system, and I have formed a decided opinion in favour of the cash system of payments as compared with the credit system which is carried on here.

10,707. Was your experience in that matter in Orkney?-Yes; among the same class of people.

10,708. Were the employments of the people of the same character there?-Their employments were similar, to a certain extent. Further, I find very often a want of ready cash among the people, and complaints are often made to me of a want of money for payment of school fees and other matters. I found, in speaking to one of the present proprietors, that his uncle had at one time from £500 to £600 of savings deposited in his hands by his tenantry, but now, so far as is known, there is little or nothing of that kind.