13,461. Have you generally money to receive at settlement?-I have had a little to receive for some years; but I run an account at the shop, and I am almost always in debt.

13,462. If you have got money to receive, is it paid to you in cash?-Yes. I am paid in cash what is due.

13,463. If there is anything due to you, do they ask you, as you come through the shop, if you want any goods?-No, that is left to my own choice.

13,464. But it would be quite fair to ask?-Yes, but they don't do it.

13,465. Are you satisfied with the quality of the goods you get there?-Yes. I never had any reason to complain about the quality, and the price is something similar to what I could get them for at other places.

13,466. At Grutness, for instance?-I never had much dealings there. It lies rather out of my way.

13,467. Is Hay & Co.'s shop the most convenient shop for you?- Yes.

13,468. Have you ever dealt at Gavin Henderson's shop?-Yes, I have tried it too.

13,469. Are not his goods cheaper than Hay & Co.'s?-No; they are much about the same. I could not say there was much difference. I have bought meal, cottons, and tobacco from him, land the difference in price was not worth mentioning.

13,470. Do you keep a pass-book at Hay & Co.'s?-No. I just trust to those who are serving me.