14,300. Is it not for the agent's interest to have the money in his hands as long as possible?-Perhaps if he has the money in his hands, he may make a few shillings of interest; but when the men come forward individually to settle, there is more time spent in making the settlement than any profit he can make can cover. Then Mr. Hamilton says, 'But no time is fixed for settlement, and the consequence is that it is the interest of the agent to delay it until he gets the man in debt to him again, and when he does pay to the man the balance of wages due to him before the superintendent, the man has no option but to hand it all back to the agent at once, to whom he is indebted in an equal or greater amount.' That statement is not consistent with fact.

14,301. Is it not true, as you have already stated, that the seamen do hand back to the agent the money which they have got?-Yes, but it is not true that they are indebted to the agent in an equal or greater amount.

14,302. You think the amount of debt is not generally equal to the amount payable in wages?-I am quite sure it is not.

14,303. Was it, at any time in your experience, common for a man to have an amount of debt to the agent equal to the amount of his wages and oil-money?-Very often, when they had made a bad voyage, the younger hands would be in debt.

14,304. Mr. Hamilton says, in another part of his report: 'For this purpose to engage the men at Lerwick, they employ agents in Lerwick, who get, I am informed, little direct profit from their agency. Their chief profit arises from what they can make out of the earnings of the men;' is there anything incorrect in that, in point of fact?-It is quite correct that the agents have little direct profit from their agency. The remuneration is quite inadequate for the amount of work and expense connected with the trade. Then he says, 'These agents are all shopkeepers, and most of them are proprietors of land themselves, or act as land agents for others.' There are only four agents altogether, and there are only two of them who are proprietors of any quantity of land. The others do not act as land agents, so far as ever I heard. 'Many of the men engaged are utterly unable, without the assistance of the agents, to provide themselves with the clothing necessary for the voyage.' That applies chiefly to the young hands, who require extra clothing when going to such a cold climate, and they get it from the agents. 'It is quite common for allotments of wages to be made out in favour of the agents.' I never saw that. It is not done in Mr. Leask's business. Of course I cannot speak with certainty for the others, but am pretty certain it is not done in any case.

14,305. In your experience the seaman takes no allotment note at all, so that the only advances which are got during his absence are those which are made through the agent in the shape of supplies to his family, without any allotment note being required?-Yes. We have always done so.

14,306. But the agent is quite aware that no allotment note has been granted?-Yes.

14,307. So that the effect is just the same as if the allotment note had been given to the agent?-It is not quite the same in settling with them, because we have to pay the whole money to the men; whereas, if an allotment had been granted, it would have been deducted.

14,308. But if there is no allotment note made out to the man, and given to his wife or any of his friends, the agent has not to pay the money away?-No.

14,309. So that he is in perfect safety to make advances in the shape of any supplies which may be required during the man's absence?-He is quite safe to do that if the man pays him back at the end of the voltage.