14,736. He pays accounts for him of all sorts?-Yes.

14,737. So that the man may know nothing at all of his money affairs?-He may know little or nothing.

14,738. Do you speak of that as being a general thing within your own knowledge?-Yes.

14,739. Have you formed any opinion as to the effect of that system of dependence upon the merchant upon the character of the people generally?-Yes; they are deficient in that sturdy independence, if I may so express it, which characterizes the peasantry throughout the rest of Scotland. The system fosters a dependent, time-serving, deceitful disposition, and it cripples enterprise.

14,740. Don't you find at the same time that the people are generally very well able to take care of themselves in any ordinary transaction? They have intelligence sufficient?-Yes; they are sharp enough. The Shetland peasantry possess very considerable intelligence; but there is in them a want of proper independence.

14,741. Do you mean that the position in which they are develops a kind of cunning rather than acuteness or cleverness?-Yes; it fosters a sort of low cunning. The system having been continued, one might almost say, for centuries has fostered that element in their character.

14,742. That you represent as being the principal defect in the Shetland character?-It is one of the principal defects.

14,743. In other respects, do you not think they are a very superior class to the ordinary run of peasantry in Scotland?-They are careful and intelligent, and they are [Page 371] pretty well-bred. They have a good deal of the <suaviter in modo>, more so than the most of peasants but there is that want of proper independence amongst them which I have mentioned, and they are of a very conservative disposition. I mean by that, that there is a want of desire to better themselves; for instance, to improve their houses, or to produce better crops, or to educate their families. There is a want of proper ambition among them; they are content to remain very much as they are.

14,744. Do you mean to represent that as being the effect of the system of barter which prevails?-I think it is partly the result of the system of barter, and partly of the short leases which are given of the land, and the want of any encouragement to improve their land and houses.

14,745. As a rule, the houses in Shetland are still in a very defective condition?-Very much so indeed. As far as we can see, they are in the same condition as they have been for centuries.