14,864. Did you ever get anything out of it?-I have got out of it twice. I was cast away in 1863 at Davis Straits, and I had £2, 15s. to get then. I got it in cash from Mr. George Reid Tait. The second time was when I lost a small boat by a storm at sea.
14,865. Were you at the fishing at the time?-No, the boat was secured, but the water came in and took her away. I applied to the agent, and he valued the boat, and sent the money to me.
14,866. Were you running an account with the agent at that time?-No.
14,867. Were you running an account with the agent at the other time when you got money from the Society?-The first time I was. I had an account with Mr. Reid Tait then, and I got the money from him which I had to get from the Society.
14,868. Do you know whether you pay insurance for your outfit when you get one?-I have done so, but not during the last two years.
14,869. Why?-Because I always insured so much on the voyage myself, perhaps upon £7 or £8.
14,870. Why do you do that?-In case the ship is lost, and then of course we get that paid to us until the insurance is taken off.
14,871. Who do you arrange that with?-With the agent who takes out the insurance for us-Mr. Leask or any of the agents. They take 1s. 8d. per £1 for insuring.
14,872. Is that for insuring the ship?-Yes.
14,873. Then it is not the agent's advance to you that is insured?- Perhaps they insure that themselves, but I don't know whether we pay for it or not.