16,701. Will there be one half of them, on the average, who engage on these terms?-Yes; I should say there would be one half of them on the west coast, but not on the east coast.

16,702. In speaking of these men, do you refer to men who are the owners themselves of the vessels in which they fish? I understand that the vessels generally are owned by one or two men, and that the rest are hired men?-That is the case on the east coast, but it is not so on the west. There they usually share and share alike, and probably four or five men have a boat between them, becoming jointly liable.

16,703. Then each man who has a share of a boat gets a share of the fish which are taken by that boat?-That is usually the way. The boat gets one share which goes to the skipper of the boat, as they call him, and the rest of the men get equal shares. In the herring fishing at Wick, the usual way is for one man to own the boat and materials, and to agree so many hired men for the fishing.

16,704. Do you think that a system of paying the men when they deliver their fish would have the effect of keeping them from getting so much into debt as they do now?-I think it would be difficult to work such a system in the far north, or in the Western Hebrides. We could not pay them on delivery there, so as to keep them out of debt. It would certainly be an advantage for all parties concerned if the fishermen would agree to be paid by a price on delivery, as is done on the Fifeshire coast; but from the fact of their being so heavily in debt, and so much encumbered in these northern places, they require some advance before they are able to go to the fishing at all; and it is only perhaps one half of the fishermen who are in an independent position to make terms.

16,705. You think such a system would be an advantage to you because it would simplify your accounts?-Yes; and it would save a great many debts. We reckon that probably 50 per cent. of the amount due by those debted boats is lost to us altogether in our books.

16,706. In what way does that happen?-They run into debt, and get so hopeless, that we have to mark them off as bad debts.

16,707. Does that happen even in your case where you have no shop?-Yes, even where we have no shop or anything of the kind; because, when the fishermen get so hopelessly into debt they don't care what they do, and very often they throw up the fishing altogether and leave the debt. We have had thousands of pounds knocked off in that way as bad debts.

16,708. In what way were these debts incurred?-By advancing the fishermen and trying to get them clear.

16,709. Do you mean advancing them money?-Advancing them money and materials, such as lines and hooks, and always trying to get them to fish clear; but instead of that, some of them go so much behind that their case becomes, quite hopeless.

16,710. Are you speaking now of the boat-owners at Wick and the sharesmen in the Lewis fishing?-Yes; there are a good many debts incurred among them.