'… There are somethings which you have got which are not put in here?-Yes; I have gone to the shop when I did not have my book, and I have got what I asked.' '6086. What goods you got in that way when you did not have your pass-book were all put down in Mr. Adie's book, and you remembered about them when you came to settle?-Sometimes, and sometimes not.' '6087. If you did not remember them, did you trust to the honesty of the shopkeepers?-Yes.' '6088. Is your account read over to you at settling time?-Yes, if I ask it to be done.' '6089. Do you generally ask it?-Sometimes I do not, if I am in a hurry to get home.' '6090. Then you have perfect confidence in their honesty?-I always think it would do more harm to them than to me if they were not honest ….' '6119. Do you get your meal at Voe?-Yes; most that we use comes from there.' '6120. I see it is not entered in your pass-book?-No; because the meal has generally been sent in my absence, and I carry the book about with me.' '6121. How is it sent?-I have got some of it sent from Aberdeen to Ollaberry direct.' '6122. How much of it was there of it at a time?-I don't remember ….' '6127. What did you pay for that meal?-I cannot say.' '6128. Is it settled for yet?-My account is squared up.' '6130. Do you know what you paid for it before?-I don't remember.' '6131. When was your account squared up?-Fourteen days ago.' '6132. It was not squared up in your pass-book then?- No, I had it with me; but I wanted to get home soon, and I did not ask Mr. Adie to look over the pass-book.' '6133. You saw there was a balance against you then?-Yes.' '6134. Did you not ask the price of the meal you had got?-No.' '6135. Did you not hear it mentioned?-No.'

[J. Hay, 5370; L. Mail, 690; J. Leask, 1348; G. Colvin, 1340; W. Irvine, 3668, 3778; W. Goudie, 4333; G. Goudie, 5402; P.M. Sandison, 5169; G. Blance, 5574; P. Peterson, 6790; T. Robertson, 8619; G. Garriock, 8828; J.L. Pole, 9359; J. Laurenson, 9827; G. Tulloch, 11,441; L.F.U. Garriock, 12,295; G. Irvine, 13,176, 13,267; W. Robertson, 13,791; R. Simpson, 13,990; Wm. Blance, 6085, 6119.]

The effect of the prevailing indebtedness plainly is to make the men careless about prices:

'8698. What is the price of meal at Mossbank just now?-I cannot say rightly.' '8699. When did you know last? Have you made your settlement this year?-Yes.' '8700. Don't you know what you were charged for meal then?- No.' '8701. Do you ask the price of your meal as you buy it?- Sometimes; but we must take it, whatever it is, because we have no money to purchase it with elsewhere.' '8702. Whose fault is that?-I don't know.' '8703. Is it the merchant's fault?-I cannot say that it is.' [C. Nicholson, 8698.]

THE RETURNS AND TABLES.

It was for the purpose of ascertaining the area and degree of debt, as well as the degree to which truck prevails in the various districts of Shetland, that a series of questions was sent, some time after the inquiry had been opened, to most of the fish-merchants in Shetland. The answers to these questions must have cost in the larger establishments a good deal of time and trouble, which I am bound to say was in most cases ungrudgingly bestowed. The returns for the home fishing of 1867 (Table I.) are furnished by merchants, who, according to the returns made to the Fishery Board, produced more than four-fifths of the whole cure from that fishery in that year. They show that out of 1913 fishermen in their employment, 596 were indebted at the settlement of 1866, and 1832 at that of 1867, showing an average debt of £6, 11s. per man in 1866, and £6, 13s. 8d. per man in 1867. In the same year the total sum due to their fishermen by the eighteen curers making returns was £19,362, 17s. 23/4d., and the total amount received by the men from the curers was £21,456, 5s. 10d., which resulted, according to the 10th column, in an increase of the debt by £1,631, 9s. 8d. The goods supplied in account by these curers to fishermen in 1867 amounted to £10,860, 1s. 41/2d., rather more than a fourth being charged to the crews for fishing expenses. Thus rather more than one half of the total payments were made in goods.

The returns for 1871 (Table II.) were made by the same merchants, with the exception of two who had not settled for that year, and represent, according to the Fishery Board returns, nearly three fourths of the total cure of the year. Out of 1615 fishermen, 644 were indebted in a total amount of £5,026, 19s. 13/4d., or an average sum per man of £7, 13s. 33/4d. at the settlement of 1870; and 614 were indebted in a total amount of £4,437, 1s. 21/2d., or an average sum per man of £7, 4s. 61/4d. at the settlement of 1871. The total amount due to their fishermen by these fifteen curers was £20,759, 17s, 33/4d., and the total amount which the men got from them was £20,579, 14s. 13/4d. The debt was reduced by £589, 18s. 111/4d. The goods supplied in account were £8,927, 2s. 10d., £2,574, 12s. 51/2d. being for fishing expenses. Thus, in this prosperous year, considerably less than a half of the whole earnings of the fishermen were received in goods. In 1867 about three fourths, in 1871 about a half, of the cash paid was paid before settlement.

Table III., for the Faroe fishing of 1867, applies to 509 men out of 699 who were engaged in that fishery in smacks belonging to Shetland curers. The average debt of 219 debtors in 1866 was £4, 13s. 2d., and of 125 debtors in 1867, £4, 11s. 31/2d. The total amount credited to the men was £6,764, 16s. 6d., and £6,723, 18s. 31/2d. was paid to them, of which £3,120, 14s. 9d., or less than half, was paid in goods.

In 1871 (Table IV.) the returns apply to 605 men out of 816 engaged in Shetland smacks in that year. Of these, 53 debtors in 1870 owed on the average £3, 8s. 93/4d each, and in 1871, 240 debtors owed £4, 6s. 91/4d. each. They had got altogether £8,177, 2s. 1d., or about £770 more than was due to them; and of that sum, £4, 146, 16s. 2d., or one half, was paid in truck.

Tables V. and VI. are Tables I. and II. in a different form, showing more clearly the total debits and credits of the men. They also show how accurately, upon the whole, the returns have been made up. Certain discrepancies are shown by the figures in the column entitled 'Amount indebted in excess of statement.' These may be accounted for in various ways;-where the discrepancy is small, by trivial errors in making the returns; where it is greater, by the omission from the returns of transactions of a less usual character, <e.g.> sales of cloth, which were not supposed to be within the questions asked; and in the two cases where the difference is largest, it may be conjectured that the large amount of debt may have been reduced by drafts upon secret bank accounts or hoards, on sons at sea, or on the earnings of the female members of the debtors' families.