4041. But, in point of fact, they are not made payable to him as well as by him?-They are made payable to his order.

4042. Do you say that these notes are not so taken by the shipping agent, that he gets the benefit of them and the control over them, and that the wife has no control over them whatever?-It is quite possible that may be done in some cases, but I cannot say.

4043. But that has not been done in your practice?-I shall send for one of the forms of these notes, and that will explain the matter better to you.

4044. I understand these advance notes and allotment notes are negotiable; at least they are indorsed by the seaman's wife as a receipt?-I suppose when they are brought to the merchant they are indorsed by her, and he pays the value of the note to anybody who brings it.

4045. Can the seaman himself indorse the note beforehand?-In many cases the seamen don't get any of these allotment notes at all, especially on these short voyages to Greenland.

4046. But on a long voyage, does the seaman in point of fact indorse the note?-A married man, I suppose, will take out these advance notes to his family.

4047. And he indorses them?-I think so; but not in every case.

4048. Does he, in some cases, indorse specially to the ship's agent?-Not to my knowledge; but I have not had that matter through my hands lately, and I cannot speak to it with certainty.

4049. Do you not attend to that part of your business yourself?- No; Mr. Goudie, one of our clerks does it.

4050. Then, the contradiction you have made of the statement in the report to the Board of Trade has been made on behalf of your firm?-Yes.