5640. You spoke of the lines being got by the men either on hire or by making a yearly payment?-Yes, a yearly payment equal to the hire which they would pay if they were hiring the lines. For instance, the pay for the hire of one of these fishing lines is 8d. a year; but instead of taking that as hire, we credit it yearly to the men, and so soon as it has liquidated the value of the lines they become the fisherman's own property; whereas, if a man gets his outfit and goes to the fishing this season, and does not feel inclined to go another year, then he has only paid the hire, and the lines must be returned to me.
5641. But if a man begins to make a yearly payment by way of purchasing the lines, he is obliged to go on?-He is not obliged to go on if he chooses to give up the fishing altogether; but even in that case it is an advantage to them to have the lines, because they can always make use of the old ones in some way or other.
5642. In the case of hired lines and of that sort of purchase by instalments, where does the risk lie?-The risk lies with the fisherman in both cases.
5643. If the hired lines are lost, he pays for them?-Yes.
5644. And if they are lost while he is buying them, he pays for them also?-Of course; but if he is hiring a boat, and it is lost at sea, he is not liable for that boat.
5645. But he would be liable for the lines in that case?-Yes.
5646. I don't quite see the distinction between the two cases of hiring lines and buying them by instalments in the way you have described. Does it not come to be the same thing to the fisherman in the end in both cases?-No; if he continues to hire them, then, when the lines are unfit for prosecuting the fishing any longer, he must return them to me, and I can make something out of these old lines-perhaps 6d. a line; whereas, if he has been buying them by instalments, they belong to the man himself; and if the lines are of good quality, and he has taken care of them, he may be able to use them for a season or two after the whole payments have been made for them. I have some fishermen who have used their lines at the deep-sea fishing in that way for two seasons after the usual yearly payment has completed the value of them.
5647. The deductions you have now mentioned apply to every case, but at settlement there may be other deductions for the amount of furnishings supplied to the men during the season?- Yes.
5648. Is that the only other deduction which falls to be made in the ordinary case?-Yes. If the man has been running an account, of course that must be deducted.
5649. Are you in a position to say what the ordinary amount of a fisherman's account at your shop will be in the course of a season?-Perhaps the ordinary amount will be from £4 to £5. Some of them will be a great deal more than that; whereas there are some men fishing to me who won't have 3s. worth out of my shop in the course of a season.