7487. Why is a man who has a little money by him afraid of the merchant and of the laird?-That is just one of the evils of this truck system, and this system of not dealing in ready money on all occasions. I don't speak in favour of the population generally, more than I would do in favour of the merchant, or of the heritor, were it not for the truth. That is one of the consequences of the system, and to that extent I think it is very demoralizing.

7488. You think it is demoralizing that the system [Page 180] should lead a man to conceal the amount of his means in the way you have related?-Yes; and it leads to more than that.

7489. Do you think that arises from the system of payment in goods, and the system of running accounts?-Exactly.

7490. How is it the result of that system?-My opinion is, that with the merchant and such men, it is a case of diamond cut diamond. The fisherman who has an account with the merchant imagines that the merchant is taking an undue profit, and that it is from him, and therefore he sets himself to do everything he can against the merchant. I don't approve of the way in which the men act in order to counteract the merchant; but that is an effect of the system, because the man believes that the merchant is taking too large profit from him, and using him otherwise not in proper way.

7491. Is it a general impression among the people with whom you come in contact, that the merchant has too large profits?-I will give you an illustration, and that will serve for the whole. There was a gentleman examined to-day to whose evidence I listened with great pleasure, Mr. Morgan Laurenson. I do not mean that what I am now to state should tell against him, but it is rather in his favour; at least so far as I am to use it. At the time he left Ollaberry, there were very considerable sums of money due to him, certainly much more than I would have entrusted to a population such as the general Shetland population. He had to leave rather more suddenly than he expected, and he had not time to collect his debts. A man from Ollaberry came over to me, and I said, 'Are you sorry that Mr. Laurenson is going away from you?'-He said no. I asked if it was true that the people about Ollaberry were due him several hundreds of pounds?-He said, 'No; not we. He has had plenty out of us, he has had his profits which might make up for all that.' I said, ' Then you are not sorry?' and he said, 'I am not sorry for it at all.' That is just a consequence of that sort of dealing.

7492. Was that man a type of the ordinary Shetlander?-Yes. What he said to me was an instance of what results from this mode of proceeding, and I give it as an illustration.

7493. Was he not an unusual kind of man who said that?-No; his opinions are those which are privately held by nine-tenths of the whole population of Shetland.

7494. Do they tell you so?-Yes, they tell me so, and I know their sentiments quite well upon the subject.

7495. But Mr. Laurenson was only a partner of the firm, and the whole of these debts would not be due to him individually?-I understood he had certain debts that were due to himself, such as for hosiery; at any rate it was in his name that the thing was stated.

7496. You think therefore that the system leads to species of suspicion and a tendency to deceive?-Yes, and if you will allow me, I will give you another illustration. There was a poor sailor lad who died it few years ago, and a sum of about £5 or £6 was sent through by the Board of Trade as having belonged to him. The Board of Trade, for reasons which they are not ashamed to own, take very good care about the payments that they shall be made generally through the minister of the parish. This poor lad had left a widowed father at home in this parish with a number of children exceedingly helpless. I am not sure but that the father was on the Parochial Board; if he was not, I think he ought to have been, but I think he was. When the news came that his boy had been drowned, the man came to me a distance of eight miles to consult me, and he was very anxious about the way in which he was to get the money through the Board of Trade. His great care was that the merchant should not know anything about it, and for that purpose he came to me in the dark. He had a little boy, perhaps ten or twelve years old, whom he sent over after the arrival of every post, but always in the dark. The boy had come so far, that I asked him where he had come from. He told me where he lived, so many miles distant, but he said he had been told not to come until it was dark. I asked him why. He said, 'Because they would know of it in the shop.' At last the man came over himself in order to sign the documents, and he told me that the merchant had already been at him to give him the money. Now a system which produces such a mode of cheating one another must be immoral.