7537. Is there any other point to which you wish to speak?-Yes. I may say that I have read over carefully the evidence that was taken in Edinburgh, and that I concur entirely with the evidence given there by Mr. George Smith, Mr. John Walker, and Mr. Edmonstone of Buness. If there is any part of that evidence with which I don't agree, it is very trifling indeed. In Mr. Walker's evidence, this question was put to him:-' 44,368. But the greater portion of that is not paid in coin?' I want to qualify the answer which he made to that question. I think there has been a mistake of the printer there, and perhaps the next sentence qualifies it. If the next sentence is a qualification, then I agree with the whole of the answer, so far as my knowledge goes of the country. The question and the answer read thus:-'But the greater portion of that is not paid in coin?-Not a fraction of it.' I would not go so far as to say that not a fraction of it is paid in coin; but the next sentence is, 'If a man gets £1 or £2 out at the end of the season, it is an extraordinary thing;' and if that is taken as a qualification of the first part of the answer, then I agree with it entirely, as well as with the rest of Mr. Walker's evidence.

7538. Do you agree with this statement in answer to question 44,364: 'The eggs are the woman's part, she looks after the eggs and butter, and considers them her peculiar share'?-I concur with that entirely.

7539. Do you know whether it is the practice of the district that the woman generally has a separate account for the butter and eggs?- That is the case, so far as I know.

7540. Does she take the proceeds of the eggs and butter?-Yes. I sometimes met a little girl going along to the shop with some eggs, and she would tell me that she was going to the shop with them. I would meet her again coming back, and among other things she would have a little bag with her in which there would be some hard biscuits and tea. That would be what she was carrying back in exchange for the eggs.

7541. But these goods would go into the common stock for the maintenance of the family?-Yes; but I am told by the people that these articles do not form part of the husband's account.

7542. Still it does not make any separation between the interests of the husband and wife if the proceeds of the butter and eggs go for the maintenance of the family, just as the husband's earnings do?-But there is a separation, and I will give an illustration of it. Suppose a husband had to go to church with a dirty shirt, and he would say to his wife, 'You might have had a clean shirt for me to-day, my dear, to go to church with;' and she would reply, 'My butter and my eggs were not sufficient to get soap and soda; and therefore you must go to church with the shirt you have on,' that shows a separate interest between them. I give that, not as an actual case, but as a supposition which, sufficiently answers your question, and I think it goes to show a separate interest.

7543. Is there any other point to which you refer?-Yes. Mr. Smith says, in his evidence, that barter is hurtful to the independence of the people very much; with that I entirely agree. He says again, 'It destroys the independence of the people very much; they get careless.' I entirely agree with that else and can give illustrations of it. The next question is 'Does it encourage extravagance?-I should think it does, very much; they don't know the value of money.' There never was greater truth written than that, and Mr. Smith deserves great credit for stating it.

7544. Can you give me any illustration of that?-I know a case where a poor man and his family came in and took possession of from £70 to £90-I don't know the exact sum by the death of a brother. They got a book in the shop; the money never came into their hands at all, but so long as it lasted the book ran on, and I don't believe it was twelve months when the whole was exhausted, and they were in misery. That showed that they did not know the value of money. I will give another illustration which is worse than that. Another man came into possession of £230 or by the death of a relative in England. He got the money into his hands, and came to consult me as to what he should do with it. I said, 'When you have got so much money, you should lay it out and get 5 per cent. for it; and if you get that, then the interest will pay the rent of your land, and with your own labour and that of your wife and daughters, you may keep the amount all the days of your life, and you can hand down the £230 to your children.' He said, 'I am determined to do everything you have advised, and that money shall go down to my children, so far as I am concerned.' Twelve months had not passed over when that man had to be rouped out, and left the neighbourhood without any means; which proves what Mr. Smith said, that they don't know the value of money.

7545. How did that man spend it?-I don't know, but it was all gone.

7546. Do you find that the women dress more expensively here than they do in other places?-I think very much more so.