7576. You think that, if decree was taken oftener against people who are in debt, the thing would be little mended?-I think it would tend that way; at least it would be the beginning of the end of it.

7577. Do you think the merchants may be too tender to their customers?-No doubt of it, and that for the purposes which are explained by the gentlemen whose evidence I agree with. I condemn the system altogether, apart from the men who carry it on. I don't care who the men are; I defy men to be any better than what I find around me, but the system would make them what they are on both sides.

7578. Have you ever had accounts yourself with any of the merchants here?-Not for many years. I might have small accounts for things which had been got from the shop when I was in the south; but, during the first and second years when I was here, I had large accounts to pay, because I had everything to buy from them, and I did not know about how things were conducted in this part of the country.

7579. With reference to parties who are in debt to the merchants, we had a witness yesterday who stated that he had been sued for a debt: had you any intercourse with that man in the way of advising him with regard to the conduct of his case?-None whatever. He was summoned, and the proceedings were going on before ever I heard of it. He and another person came to me, but I refused to give them any advice, and told them to go and get a lawyer to defend themselves. It was very natural for them, in their circumstances, to come and consult the clergyman, and ask him what they should do, but I refused to interfere.

7580. Have you had any dealings with men with regard to payments from the Shipwrecked Mariners' Society, or any society of that kind?-I know something about that. In one case, I remember, there was a considerable loss at sea; more than one boat was wrecked, and a great many men perished, and there was a great deal of sympathy excited in the south.

7581. When was that?-It was a good many years ago-about the time I came here, or a little after. A great deal of sympathy was excited in the south, as is generally the case, and a considerable amount of money was collected for the widows and orphans, and handed over to the merchant who was principally concerned in the fishery. One of the widows lived beside a minister to whom she came and complained about the way in which the money was dealt with. The people knew the amount which had been collected, and her share was £6 odds. The minister wrote to the merchant whose boats had been lost, saying that the widow was dying for want, and asking whether he would send her her share of the money that had been collected I believe the answer he got back from the merchant was, 'The first time you come near this, come in and I shall show you the £6 odds marked to her late husband's credit.' Is it for that purpose that charity is given in the south?

7582. Do you think that was a misappropriation the money, or was it not a legal right of the merchant that he should have his debt paid?-That, I suppose would depend upon the purpose for which the subscription was made. The money was collected by the benevolent in the south for the purpose of aiding the widows and children of the men who had been lost, and not to be paid in liquidation of the merchant's account due by the dead husband.

7583. That might raise a nice legal question?-It might; but I want this to go out to the world, so that the eyes of the people in the south may be opened to how their charity is applied: I can give more cases the same kind.

7584. That was not a case where the money came from the Shipwrecked Mariners' Society?-No; it was a private subscription. I knew another case where several boats were lost, and where very great sympathy, as in the first case, was excited, and a considerable sum of money was collected. As it happens, the money fell into the hands of the merchant who had owned the boats. It was distributed according to the judgment of the merchant and of the clergyman, but the clergyman was never consulted about the distribution or allocation of a single penny, and, so far as he was ever able to find out., it was kept in the shop. That is case which I know about, because I was the clergyman.

7585. How long ago was that?-I have noted it being in 1849. My own contribution to the fund was one guinea; and I ask, is it for this that the benevolent are to give their contributions for Shetland?