7923. But do you think the extent of your dealings, is less than it would be if the men had ready money payments?-I could not say for that.

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7924. Supposing you provided as good an article as Pole, Hoseason, & Co., would the men come to you in greater numbers if they were paid in cash shorter periods?-I could not say. They just come to as their own minds lead them, but I believe they would still go to Pole, Hoseason, & Co.'s shop, even although they had money.

7925. But don't you think they are prevented from coming to you by their want of money?-They may be in some cases.

7926. You say you have your own ideas about that: what are they?-I believe it might be the idea of man that he might get a better article if he could come to me for it, or go to Pole Hoseason, & Co.'s shop, just as he liked.

7927. But suppose a man does want to come to you, and I suppose some of your friends would be very glad to deal with you, do you know that they are sometimes in want of money, and thus prevented from coming?-I don't know.

7928. Do the men not prefer to go to a place where they can get what they want on credit?-I don't know about that either.

7929. Have you never been told that?-No.

7930. Have you never suspected it?-No. I think they just go where they please themselves. Perhaps they might get a better bargain from another man than from me, and yet they might come to me or go past me.

7931. Are you quite content with the system of long settlements which goes on at Pole, Hoseason, & Co.'s, and that the men should run accounts there?-No, I am not satisfied with that. I think it would be better for the people to have no accounts at all.