8047. Do you think a system of credit payments and of paying for hosiery by goods has the effect of raising the prices of goods upon the whole community?-I don't think the hosiery has any effect of that description at all, so far as I know, but I think the credit system must have that effect in a greater or less degree. Under that system I think the credit which is most hopelessly given is in meal. The fish-curer often finds himself in the greatest difficulty with a family who are perhaps in want, and have no means to purchase meal. In that case he is frequently obliged, out of compassion, to give out meal for which he hardly expects to receive anything; or if he does, it is a long time before it comes.

8048. In such a case is the fisherman not under a sort of obligation to fish for that merchant during the next year, and until his debt is liquidated?-I think he is under such an obligation, but in some cases it takes a long fishing before the debt is liquidated.

8049. Do you think it is wholesome for a man to be under such a permanent obligation to fish for the same party?-I don't think it is wholesome for either party. But there is no help for it.

8050. Does that produce a spirit of submission and dependence on the part of the fishermen towards the merchant?-I don't know, but to some extent it must.

8051. Have you known any case in which that became very evident?-I cannot say. I could not name any particular case.

8052. You have not been struck by that in the course of your experience?-No. I have a considerable amount of acquaintance both here and in the north part of the islands of Shetland, and I cannot say that I have been struck with any such spirit of dependence. In the nature of things, however, it must exist more or less. But, in my opinion, the better way to get rid of it would be for the people to grow their own meal, and require less of it to be supplied to them.

8053. Do you mean that it would be an advantage if they required to purchase less meal than they do now?-Yes. I cannot see how the system can be got rid of, unless the people are able to cultivate their land, and grow their own meal.

8054. Therefore you are inclined to recommend a system of agricultural improvement as the best thing for Shetland?-Yes.

8055. Could that be effected without a separation between the fishing and the farming?-I think so. I think if people were placed in such security that they knew they were working for themselves, so that they could spend every day or every hour that they had leisure in improving their small crofts of land, they might grow half as much again as they do at present.

8056. Even upon their small holdings?-Yes; upon the greater number of their small holdings.