"I heard of a woman recently," Mrs. Barnett went on, "who in the East was in college circles; now she's living in a hut. Think of it, a hut over on the other side among the Chinese and Mexicans! The only woman there, and practically alone. It seems perfectly incredible! I don't see how any decent woman could do a thing like that. Why, I'd rather work in somebody's kitchen. There, at least, one could be respectable."

Bob got up.

"I guess I'll not wait longer for Mr. Crill," he said, and he went down the steps, walking with rapid aversion. If Jim Crill left his business to this female, he didn't want any of his money for the Chandlers.

The ginning company had agreed to lend Bob up to $1,500 on the crop, advancing it along as he needed it. He was renting his teams, and had bought very little machinery, so he had managed to use less than his estimate. On his way back to the ranch he stopped at the company's office in Calexico, and drew two hundred dollars more on the loan.

A few days later Rogeen, watching his opportunity, saw Chandler riding alone toward town, and went out to the road and stopped him. After some roundabout conversation Bob remarked:

"By the way, a friend of mine has a little money he wants to lend to cotton growers at 10 per cent. Do you suppose you would be able to use a couple of hundreds of it?"

"Ahem!" The ex-professor ran a bony hand over a lean chin. "It is extremely probable, young man, extremely probable. I am very much inclined to think that I can—that is, provided he would esteem my personal signature to a promissory note sufficient guarantee for the payment of the indebtedness."

"That will be entirely sufficient." Bob smiled reassuringly, and pretended to write out—it was already prepared—a note. Chandler signed, and Bob gave him two hundred dollars in currency.

The next evening when Bob returned from the field he found a sealed envelope on the little board table in his shack. It contained $100 in currency and a note which read:

You can't afford this loan; but we need the money so darned bad I'm going to split it with you. I like the fiddle better than any musical instrument that is made.
I. C.