[ XXI. HOW MRS. CALVERLEY MADE HER WILL. ]

[ XXII. CHETWYND IS SUMMONED TO HIS SISTER'S ROOM, AND IS SENT BY HER TO TERESA.—THEIR INTERVIEW. ]

[ XXIII. SIR BRIDGNORTH PROPOSES TO LADY THICKNESSE, AND IS ACCEPTED. ]

[ XXIV. THE RACE BETWEEN ZEPHYRUS AND TOM TANKARD. ]

[ XXV. CAPTAIN DANVERS BRINGS DISTRESSING NEWS. ]

[ XXVI. TERESA'S CONFESSION. ]

[ XXVII. A MONTH LATER. ]

[ XXVIII. ALL IS SETTLED. ]

[ XXIX. CONCLUSION. ]