Before I proceed to answer a principal objection (and indeed a staggering one at first sight) I will mention here that I think it strongly confirms my view of human nature, that men form their opinions much more from prejudice than reason. The proof that they do so is that they form such opposite ones, when the abstract premises and independent evidence are the same. How few Calvinists become Lutherans! How few Papists Protestants! How few Tories Whigs![[19]] Each shuts his eyes equally to facts or arguments, and persists in the view of the subject that custom, pride, and obstinacy dictate. Interest is no more regarded than reason; for it is often at the risk both of life and fortune that these opinions have been maintained, and it is uniformly when parties have run highest and the strife has been deadliest that people have been most forward to stake their existence and every thing belonging to them, on some unintelligible dogma or article of an old-fashioned creed. Half the wars and fightings, martyrdoms, persecutions, feuds, antipathies, heart-burnings in the world have been about some distinction, ‘some trick not worth an egg’—so ready are mankind to sacrifice their all to a mere name! It may be urged, that the good of our souls or our welfare in a future state of being is a rational and well-grounded motive for these religious extravagances. And this is true, so far as religious zeal falls in with men’s passions or the spirit of the times. A bigot was formerly ready to cut his neighbour’s throat to go to Heaven, but not so ready to reform his own life, or give up a single vice or gratification for all the pains and penalties denounced upon it, and of which his faith in Holy Church did not suffer him to doubt a moment!

But it is contended here, that in matters not of doctrinal speculation but of private life and domestic policy, every one consults and understands his own interest; that whatever other hobbies he may have, he minds this as the main object, and contrives to make both ends meet, in spite of seeming inattention and real difficulties. ‘If we look around us’ (says a shrewd, hard-headed Scotchman) ‘and take examples from the neighbourhood in which we live, we shall find that allowing for occasional exceptions, diversities and singularities, the main-chance is still stuck to with rigid and unabated pertinacity—the accounts are wound up and every thing is right at the year’s end, whatever freaks or fancies may have intervened in the course of it. The business of life goes on (which is the principal thing) and every man’s house stands on its own bottom. This is the case in Nicholson-street, in the next street to it, and in the next street to that, and in the whole of Edinburgh, Scotland, and England to boot.’ This, I allow, is a home-thrust, and I must parry it, how I can. It is a kind of heavy, broad-wheeled waggon of an objection that makes a formidable, awkward appearance, and takes up so much of the road, that I shall have a lucky escape if I can dash by it in my light travelling gig without being upset or crushed to atoms. The persons who in the present instance have the charge of it, in its progress through the streets of Edinburgh, are a constitutional lawyer, a political economist, an opposition editor, and an ex-officio surveyor of the Customs—fearful odds against one poor metaphysician! Their machine of human life, I confess, puts me a little in mind of those square-looking caravans one sometimes meets on the road in which they transport wild beasts from place to place; and dull, heavy, safe, and flat as they look, the inmates continue their old habits, the monkeys play their tricks, and the panthers lick their jaws for human blood, though cramped and confined in their excursions. So the vices and follies, when they cannot break loose, do their worst inside this formal conveyance, the main-chance. As this ovation is to pass up High-street, for the honour of the Scottish capital, I should wish it to stop at the shop-door of Mr. Bartholine Saddletree, to see if he is at home or in the courts. Also, to inquire whether the suit of Peter Peebles is yet ended; and to take the opinion of counsel, how many of the Highland lairds or Scottish noblemen and gentlemen that were out in the fifteen and the forty-five, perilled their lives and fortunes in the good cause from an eye to the main-chance? The Baron of Bradwardine would have scorned such a suggestion; nay, it would have been below Balmawhapple or even Killancureit. But ‘the age of chivalry is gone, and that of sophists, economists, and calculators has succeeded.’ I should say that the risk, the secrecy, the possibility of the leaders having their heads stuck on Temple-Bar, and their estates confiscated, were among the foremost causes that inflamed their zeal and stirred their blood to the enterprise. Hardship, danger, exile, death,—these words ‘smack of honour,’ more than the main-chance. The modern Scotch may be loyal on this thriving principle: their ancestors found their loyalty a very losing concern. Yet they persevered in it till and long after it became a desperate cause. But patriotism and loyalty (true or false) are important and powerful principles in human affairs, though not always selfish and calculating. Honour is one great standard-bearer and puissant leader in the struggle of human life; and less than honour (a nickname or a bugbear) is enough to set the multitude together by the ears, whether in civil, religious, or private brawls. [But to return to our Edinburgh shop-keepers, those practical models of wisdom, and authentic epitomes of human nature. Say that by their ‘canny ways and pawky looks’ they keep their names out of the ‘Gazette,’ yet still care (not the less perhaps) mounts behind their counters, and sits in their back-shops. A tradesman is not a bankrupt at the year’s end. But what does it signify, if he is hen-pecked in the mean time, or quarrels with his wife, or beats his apprentices, or has married a woman twice as old as himself for her money, or has been jilted by his maid, or fuddles himself every night, or is laying in an apoplexy by overeating himself, or is believed by nobody, or is a furious Whig or Tory, or a knave, or a fool, or one envious of the success of his neighbours, or dissatisfied with his own, or surly, or eaten up with indolence and procrastination, never easy but bashful and awkward in company (though with a vast desire to shine) or has some personal defect or weak side on which the Devil is sure to assail him, and the venting his spleen and irritability on which, through some loop-hole or other, makes the real business and torment of his life—that of his shop may go on as it pleases. Such is the perfection of reason and the triumph of the sovereign good, where there are no strong passions to disturb, or no great vices to sully it! The humours collect, the will will have head, the petty passions ferment, and we start some grievance or other, and hunt it down every hour in the day, or the machine of still-life could not go on even in North Britain. But were I to grant the full force and extent of the objection, I should still say that it does not bear upon my view of the subject or general assertion, that reason is an unequal match for passion. Business is a kind of gaoler or task-master, that keeps its vassals in good order while they are under its eye, as the slave or culprit performs his task with the whip hanging over him, and punishment immediately to follow neglect; but the question is, what he would do with his recovered freedom, or what course the mind will for the most part pursue, when in the range of its general conduct it has its choice to make between a distant, doubtful, sober, rational good (or average state of being), and some one object of comparatively little value, that strikes the senses, flatters our pride, gives scope to the imagination, and has all the strength of passion and inclination on its side. The main-chance then is a considerable exception, but not a fair one or a case in point, since it falls under a different head and line of argument.] The fault of reason in general, (which takes in the whole instead of parts,) is that objects, though of the utmost extent and importance, are not defined and tangible. This fault cannot be found with the pursuit of trade and commerce. It is not a mere dry, abstract, undefined, speculative, however steady and well-founded conviction of the understanding. It has other levers and pulleys to enforce it, besides those of reason and reflection. As follows:—

1. The value of money is positive or specific. The interest in it is a sort of mathematical interest, reducible to number and quantity. Ten is always more than one; a part is never greater than the whole; the good we seek or attain in this way has a technical denomination, and I do not deny that in matters of strict calculation, the principle of calculation will naturally bear great sway. The returns of profit and loss are regular and mechanical, and the operations of business, or the main-chance, are so too. But, commonly speaking, we judge by the degree of excitement, not by the ultimate quantity. Thus we prefer a draught of nectar to the recovery of our health, [and are on most occasions ready to exclaim,—

‘An ounce of sweet is worth a pound of sour.’]

Yet there is a point at which self-will and humour stop. A man will take brandy, which is a kind of slow poison, but he will not take actual poison, knowing it to be such, however slow the operation or bewitching the taste; because here the effect is absolutely fixed and certain, not variable, nor in the power of the imagination to elude or trifle with it. I see no courage in battle, but in going on what is called the forlorn hope.

2. Business is also an affair of habit: it calls for incessant and daily application; and what was at first a matter of necessity to supply our wants, becomes often a matter of necessity to employ our time. The man of business wants work for his head; the labourer and mechanic for his hands; so that the love of action, of difficulty and competition, the stimulus of success or failure, is perhaps as strong an ingredient in men’s ordinary pursuits as the love of gain. We find persons pursuing science, or any hobby-horsical whim or handicraft that they have taken a fancy to, or persevering in a losing concern, with just the same ardour and obstinacy. As to the choice of a pursuit in life, a man may not be forward to engage in business, but being once in, does not like to turn back amidst the pity of friends and the derision of enemies. How difficult is it to prevent those who have a turn for any art or science from going into these unprofitable pursuits! Nay, how difficult is it often to prevent those who have no turn that way, but prefer starving to a certain income! If there is one in a family brighter than the rest, he is immediately designed for one of the learned professions. Really, the dull and plodding people of the world have not much reason to boast of their superior wisdom or numbers: they are in an involuntary majority!

3. The value of money is an exchangeable value: that is, this pursuit is available towards and convertible into a great many others. A person is in want of money, and mortgages an estate, to throw it away upon a round of entertainments and company. The passion or motive here is not a hankering after money, but society, and the individual will ruin himself for this object. Another, who has the same passion for show and a certain style of living, tries to gain a fortune in trade to indulge it, and only goes to work in a more round-about way. I remember a story of a common mechanic at Manchester, who laid out the hard-earned savings of the week in hiring a horse and livery-servant to ride behind him to Stockport every Sunday, and to dine there at an ordinary like a gentleman. The pains bestowed upon the main-chance here was only a cover for another object, which exercised a ridiculous predominance over his mind. Money will purchase a horse, a house, a picture, leisure, dissipation, or whatever the individual has a fancy for that is to be purchased; but it does not follow that he is fond of all these, or of whatever will promote his real interest, because he is fond of money, but that he has a passion for some one of these objects, to which he would probably sacrifice all the rest, and his own peace and happiness into the bargain.

4. The main-chance is an instrument of various passions, but is directly opposed to none of them, with the single exception of indolence or the vis inertiæ, which of itself is seldom strong enough to master it, without the aid of some other incitement. A barrister sticks to his duty as long as he has only his love of ease to prevent; but he flings up his briefs, or neglects them, if he thinks he can make a figure in Parliament. [A servant-girl stays in her place and does her work, though perhaps lazy and slatternly, because no immediate temptation occurs strong enough to interfere with the necessity of gaining her bread, but she goes away with a bastard-child, because here passion and desire come into play, though the consequence is that she loses not only her place, but her character and every prospect in life.] No one flings away the main-chance without a motive, any more than he voluntarily walks into the fire or breaks his neck out of window. A man must live; the first step is a point of necessity: every man would live well; the second is a point of luxury. The having, or even acquiring wealth does not prevent our enjoying it in various ways. A man may give his mornings to business, and his evenings to pleasure. There is no contradiction; nor does he sacrifice his ruling passion by this, any more than the man of letters by study, or the soldier by an attention to discipline. Reason and passion are opposed, not passion and business. The sot, the glutton, the debauchee, the gamester, must all have money, to make their own use of it, and they may indulge all these passions and their avarice at the same time. It is only when the last becomes the ruling passion that it puts a prohibition on the others. In that case, every thing else is lost sight of; but it is seldom carried to this length, or when it is, it is far from being another name, either in its means or ends, for reason, sense, or happiness, as I have already shown.

I have taken no notice hitherto of ambition or virtue, or scarcely of the pursuits of fame or intellect. Yet all these are important and respectable divisions of the map of human life. Who ever charged Mr. Pitt with a want of common sense, because he did not die worth a plum? Had it been proposed to Lord Byron to forfeit every penny of his estate, or every particle of his reputation, would he have hesitated to part with the former? Is there not a loss of character, a stain upon honour, that is felt as a severer blow than any reverse of fortune? Do not the richest heiresses in the city marry for a title, and think themselves well off? Are there not patriots who think or dream all their lives about their country’s good; philanthropists who rave about liberty and humanity at a certain yearly loss? Are there not studious men, who never once thought of bettering their circumstances? Are not the liberal professions held more respectable than business, though less lucrative? Might not most people do better than they do, but that they postpone their interest to their indolence, their taste for reading, their love of pleasure, or other pursuits? And is it not generally understood that all men can make a fortune or succeed in the main-chance, who have but that one idea in their heads?[[20]] Lastly, are there not those who pursue or husband wealth for their own good, for the benefit of their friends or the relief of the distressed? But as the examples are rare, and might be supposed to make against myself, I shall not insist upon them. I think I have said enough to vindicate or apologize for my first position—

‘Masterless passion sways us to the mood