Under the influence of the Church acting upon the naturally sociable and gregarious temperament of the Flemish race, mutual aid societies have become very numerous of late years in the Nord. A hundred and fifty-two such societies now exist in the arrondissement of Lille alone. These numbered, in 1888, 7,249 honorary members and 35,270 paying members, and their assets were stated at about 3,000,000 francs. Only 3,649 women, however, were enrolled on their lists. Is this a confirmation, I wonder, of the theory entertained by Mr. Emerson and other philosophers, that woman is not a 'clubbable' animal?

Putting this aside, however, for the moment as a more or less 'academic' question, it is of interest to note the very considerable development during the last few years of the principle of association among the working-men and producers of France, under the influence of the Church and of Conservative public men like M. Welche, one of the extra-parliamentary Ministers of the Marshal-Duke of Magenta, who did good service here at Lille as Prefect of the Department of the Nord, and who has made the French law of 1881 affecting 'professional syndicates,' so useful throughout the agricultural world of France.

It is one of the organic statutes of the Society of 'Foreseers of the Future,' or 'Prévoyants de l'Avenir,' that all political and religious discussions are forbidden at the meetings of the society.'

This society was established at Paris on December 12, 1880. On February 23, 1881, it was authorised to act as a 'Civil Society,' by the Minister of the Interior and the Prefect of Police. Its object is to 'ensure to all its members who shall have co-operated in maintaining it for twenty years, the first necessaries of life.' I shall not attempt here to go in detail into the statutes and organisation of the society. Suffice it to say that the statutes are brief, clear, and sensible, and that the organisation appears to be eminently practical. The members, to the number of whom no limit is set, the only indispensable condition being that they shall be in good health and actively employed in some trade or calling, pay an entrance fee of two francs, and a monthly due of one franc. This monthly due must be paid in advance, and a fine of 25 centimes is imposed for every month in arrears. Each member receives a book containing the statutes, which establishes his title to its benefits, and for which he pays 50 centimes. Donations may be received, and under the authority of the officers entertainments may be given, the profits of which go to the general fund. Any respectable person, no matter what may be his calling, may become a member, if he has attained the age of fifteen years, and women are not excluded. 'Having the same duties,' say the statutes, 'they have the same rights,' but, despite this, it is provided that women who are members shall not be fined if they fail to attend the general meeting on the second Sunday in January in each year, whereas men in the same case shall be mulcted in the sum of one franc, unless they shall have previously by letter excused themselves.

Every member at the expiration of twenty full years of membership shall be entitled to his share of the interest earned during the twentieth year of his membership by the property of the society, the funds of which can only be invested in the three or five per cent. funds of the French nation. His regular contribution to the society will still go on, but he will receive his share of the interest earned thereafter regularly every three months. Should a pensioner die, the year's interest due to him shall be paid over to his heirs or assigns. The pension cannot be transferred or alienated, and the relations of a pensioner have no claim upon the amount of the payments made by him to the society. Should a member become an invalid, incapable of work, after fully paying up his dues to the society during five years, he may demand to be kept upon the books as a full member, and as such he will be entitled to his pension at the end of twenty years. The society can only be dissolved by a unanimous vote of the members at a general meeting; and if so dissolved the members must choose another society as nearly as possible resembling this, to which the property of the dissolved society shall be transferred.

The funds for current expenses of the society can never exceed 1,500 francs. This society, as I have said, was founded in 1880. Its success has been really phenomenal.

On January 1, 1882, it comprised 757 members, and its capital amounted to 6,237 francs. On January 18, 1886, it consisted of 15,008 members, and had a capital invested in French consols of 361,003 fr. 99 c. On April 1, 1889, it numbered 59,932 members, divided into 340 sections, and it possessed an invested capital of 1,541,868 fr. 26 c.! Of course the Tontine principle enters into the system, and it would be interesting to compute the probable pensions in 1902 of so many of the 757 persons who were members of the society in 1882 as may then be living to claim their share of the interest then earned by the then capital of the society. The minuteness, precision, and practical common sense with which the statutes of this organisation have been drawn up and provision made in its regulations against all the probable difficulties to be encountered in carrying it on, gives one a very favourable notion of the business capacity and of the character of the French working classes. No conditions as to sex or nationality are imposed upon membership, the only necessary qualification being that the person applying to be admitted shall be actively employed in some way, be domiciled in France, and be sixteen full years of age. It strikes me that organisations of this sort are more likely to promote a practical solution of the Labour question than combinations to secure the passage of laws fixing the number of hours for which a man shall be allowed to work.

The Church has taken an active part in fostering the development of these mutual aid societies throughout this great department, and particularly in Lille and Roubaix. The disasters of the Franco-German war gave a great impulse to them. These disasters did more to strengthen and deepen than all the vulgar violence of the pseudo-scientific and pseudo-literary atheism of parliamentary Paris has yet done to weaken the religious sentiment in France, and the French Catholics cannot be cited to illustrate Aubrey de Vere's noble saying that 'worse than wasted weal is wasted woe.'

I spent a most interesting morning at Lille with M. Grimbert in visiting the buildings and the collections of the great Catholic University which has been founded here to meet the assault of M. Ferry and his allies on the higher education in France. This Catholic University has been endowed and is maintained entirely by the private liberality of the Catholics of the Department of the Nord, and by the revenues it derives from the students who attend its courses. It is a thoroughly equipped university of the first rank. The Rector, Monseigneur Baunard, is a Roman prelate, and of the two vice-rectors, one is a prelate and the other a canon. These, with the Deans of the Faculties, and five professors elected from the corps of instructors, constitute the Academic Senate. The Administrative Council comprises the Archbishop of Cambrai, the Bishop of Arras (to the benevolence of one of whose predecessors France is indebted for the education which enabled Robespierre to avenge upon the Church and upon his country what in one of his letters he calls 'the intolerable slavery of an obligation received'), the Bishop of Lydda, the Chancellor of the University, and the Rector. The Theological Faculty comprises a dean and nine professors; the Law Faculty a dean, the Comte de Vareilles-Sommières, and thirteen professors. One of these gentlemen, M. Arthaut, was so kind as to receive M. Grimbert and myself, and to show us over the whole institution. The Medical Faculty comprises a dean, Dr. Desplats, and twenty-three professors; the Faculty of Philosophy and Letters, a dean, Dr. Margerie, and seven professors; the Faculty of Sciences, a dean, Dr. Chautard, and nine professors.

The buildings of the University now occupy two sides of an immense square in one of the finest quarters of Lille, and when fully completed will occupy the whole square. As they now stand they are by far the most striking edifices in Lille, and would do honour to any city in Europe. The area covered by them, I should say, is larger than that covered by the University of London, and certainly, from the architectural point of view, they need fear no comparison with the London establishment. The library, which is admirably arranged, already contains about 80,000 volumes, and the apparatus of the scientific schools is admittedly better than that of any institution in France. The outlay already made here exceeds 11,000,000 fr., or about 240,000l. sterling, all of which has been contributed freely by the Catholics of this region.