There had been a period of inactivity with no opportunity to make money. My mind was depressed over the loss of legitimate trade through the trusts and I was harassed by appeals from some of my moral creditors for help. I felt more than ever before the weight of my awful burden.

In a recent interview with Mrs. Slater, in which her affairs had been discussed, I had stated to her my hopes of accomplishing certain things. A remark she made in reply seemed to have burned into my brain. Her words were, "To do that you must make money and lots of it." That was in clear-cut words the task before me. I "must make money and lots of it." It drove from my mind thoughts of prudence and safety. I took no account of the risk of my business. I thought only of the possible profits.

Perhaps I was mad, mentally irresponsible. It certainly seems so to me now. Possibly I had the fever of a gambler playing for high stakes. At all events, I plunged to the limit—and the market went against me. I tried to extricate myself, but too late. It was impossible. All the capital at my command was lost, and in addition there was nearly twelve thousand dollars indebtedness on our contracts in which George Norman had half interest. The horror that came over me as I realized my awful position I can compare only to Dante's "Inferno." What should I do? What could I do? I wonder I did not go insane.

Norman came to my office and tried to encourage me. The contracts standing in his name had all been settled and he had money left. When he left it had been agreed that I was to arrange for time for payment of the differences on our joint-account contracts, and as opportunity offered he was with his capital to do a joint-account business with me by which we hoped to make money enough to pay these differences and recoup my losses. Meanwhile he was to let me have from month to month what money I would require, above what I could make myself, to meet my expenses and the payments to Mrs. Slater.

This arrangement gave me a breathing spell. I managed to pull myself together and go home after the terrible day in a state of comparative calmness. I could not tell my wife of this new trouble and I could not tell Mrs. Slater. If my expenses and Mrs. Slater's payments were provided for why worry either of them? In a few months, I reasoned, things will come my way again and I will get out of this awful pit. Meanwhile, I could eat my heart out in useless regret when alone, but must conceal from all the world my trouble.

I hope no reader of these pages will ever know the fortune of mind I suffered. It was infinitely worse than any possible physical torture in the days of the Spanish Inquisition. I once listened to a sermon on "Hell," delivered by the late Rev. T. DeWitt Talmage. His word picture of a place of torment was so vivid one could almost inhale the odor of the burning sulphur and yet the place he painted was a paradise compared to the hell on earth that was my portion.

For a few months Norman was as good as his word. He made up the deficiency in my earnings and continually encouraged me with what he would do when market conditions warranted operations. Then he commenced slowly to withdraw his assistance by responding to my request for money only in part, on the plea that he was himself hard pressed. I had good reasons for knowing that such was not the case.

CHAPTER XLIV

THE TYRANNY OF THE JURY LAW

Of course my wife knew I was having hard times, but she had no idea of my terrible situation. At the end of July, 1901, in order to reduce our expenses we moved to Plainfield, New Jersey, taking a small cottage at a very low rental.