It was while this was the condition of my finances that my most intimate friend, the son of a man of some means, approached me on the subject of getting his brother, then in Europe, but soon to return, into business.

I knew his brother, but not intimately. I thought he might make a good business man, and it occurred to me that if he was a hard worker and his father was willing to buy him an interest in my business, I might get efficient aid to my efforts and at the same time get a cash surplus to relieve my mind of financial worry, which I knew to be very desirable; for a man who has to worry about the small expenses of living can never do himself full justice in his business efforts.

Another point that induced me to consider the matter was the desire of my wife and myself to go to housekeeping.

The relations with my parents and sisters were most pleasant, but now that we had our boy we felt anxious to set up a modest little establishment of our own, and indeed my mother advised it, though she was sorry to have us leave her.

After several interviews with Mr. Allis we came to an agreement that as soon as his son Thomas arrived from Europe I was to take him into partnership on equal terms and he was to pay me a bonus of three thousand dollars.

A couple of weeks later my sign again came down and a new one went up, reading W. E. Stowe & Co.

With three thousand dollars in the bank my mind was again at ease and we immediately looked for our new home.

We were offered a very prettily furnished, nicely located house, a few blocks from my mother's, for the summer at a very low rent. We decided to take it and not look up a permanent home until fall.

Our housekeeping that summer was a delightful experience and we knew we should never again be satisfied to board. We were fortunate in getting a good maid, the boy kept well, we had a cool summer, business was fairly good and we had soon forgotten the hard times of the previous winter.

Of course, we were prudent in our expenditures, but we lived well and did a little entertaining.