Some have thought the soul question a question of the next world only, but it is a question of this world also; some have thought the soul question a Sabbath-day question only, but it is a week-day question as well; some have thought the soul question a question for the ministers alone, but it is a question which we all must meet. Every day and every week, every month and every year, from the time we reach the period of accountability until we die, we—each of us—all of us, weigh the soul; and just in proportion as we put the soul above all things else we build character; the moment we allow the soul to become a matter of merchandise, we start on the downward way.

Tolstoy says that if you would investigate the career of a criminal it is not sufficient to begin with the commission of a crime; that you must go back to that day in his life when he deliberately trampled upon his conscience and did that which he knew to be wrong. And so with all of us, the turning point in the life is the day when we surrender the soul for something that for the time being seems more desirable.

Most of the temptations that come to us to sell the soul come in connection with the getting of money. The Bible says, "The love of money is the root of all evil." Or, as the Revised Version gives it, "A root of all kinds of evil."

Because so many of our temptations come through the love of money and the effort to obtain it, it is worth while to consider the laws of accumulation. We must all have money; we need food and clothing and shelter, and money is necessary for the purchase of these things. Money is not an evil in itself—money is, in fact, a very useful servant. It is bad only when it becomes the master, and the love of it is hurtful only because it can, and often does, crowd out the love of nobler things.

But since we must all use money and must in our active days store up money for the days when our strength fails, let us see if we can agree upon God's law of rewards. (See lecture on "His Government and Peace.")

How much money can a man rightfully collect from society? Surely, there can be no disagreement here. He cannot rightfully collect more than he honestly earns. If a man collects more than he earns, he collects what somebody else has earned, and we call it stealing if a man takes that which belongs to another. Not only is a man limited in his collection of what he honestly earns, but will an honest man desire to collect more than he earns?

If a man cannot rightfully collect more than he honestly earns, it is then a matter of the utmost importance to know how much money a man can honestly earn. I venture an answer to this, namely, that a man cannot honestly earn more than fairly measures the value of the service which he renders to society. I cannot conceive of any way of earning money except to give to society a service equivalent in value to the money collected. This is a fundamental proposition and it is important that it should be clearly understood, for if one desires to collect largely from society he must be prepared to render a large service to society; and our schools and colleges, our churches and all other organizations for the improvement of man have for one of their chief objects the enlargement of the capacity for service.

There is an apparent exception in the case of an inheritance, but it is not a real exception, for if the man who leaves the money has honestly earned it, he has already given society a service of equivalent value and, therefore, has a right to distribute it. And money received by inheritance is either payment for service already rendered, or payment in advance for service to be rendered. No right-minded person will accept money, even by inheritance, without recognizing the obligation it imposes to render a service in return. This service is not always rendered to the one from whom this money is received, but often to society in general. In fact, most of the blessings which we receive come to us in such a way that we cannot distinguish the donors and must make our return to the whole public. If one is not compelled to work for himself he has the larger pleasure of working for the public.

But I need not dwell upon this, because in this country more than anywhere else in the world we appreciate the dignity of labour and understand that it is honourable to serve. And yet there is room for improvement, for all over our land there are, scattered here and there, young men and young women—and even parents—who still think that it is more respectable for a young man to spend in idleness the money some one else has earned than to be himself a producer of wealth. As long as this sentiment is to be found anywhere there is educational work to be done, for public opinion will never be what it ought to be until it puts the badge of disgrace upon the idler, no matter how rich he may be, rather than upon the man who with brain or muscle contributes to the Nation's wealth, the Nation's strength and the Nation's progress.

But, as I said, the inheritance is an apparent, not an actual, exception, and we will return to the original proposition—that one's earnings must be measured by the service rendered. This is so vital a proposition that I beg leave to dwell upon it a moment longer, to ask whether it is possible to fix in dollars and cents a maximum limit to the amount one can earn in a lifetime.