"Naturally," remarked the young lawyer. "The knowledge of such a stigma attaching to his name must grieve you."

"Exactly. And I want somehow to make reparation. Not while I am alive—but after my death," she said. "I have been wondering what course would be best to pursue. I don't know Mrs. Braybourne, and probably she is in ignorance of my existence. Yet I should much like to do something in order to relieve my conscience. What would you advise?"

The young solicitor was silent for a few moments. At last he replied:

"Well, there are several courses open. You could make her an anonymous gift. But that would be difficult, for with a little inquiry she could discover the source of the payment."

"Ah! I don't want her to know anything!"

"I quite agree with that. You could, of course, make a will in her favour—leave her a legacy."

Mrs. Morrison remained silent for a while.

"Yes," she said at last, "that would be a way of easing my conscience regarding my husband's offence."

"Or, another way, you could insure your life in her favour. Then, at your death, she would receive the money unexpectedly," he suggested.

"That's rather a brilliant suggestion, Mr. Emery!" she replied eagerly. "But I know nothing about insurance matters. How can I do it? What have I to do and where shall I go to insure?"