A History of Banks for Savings in Great Britain and Ireland

by William Lewins

	£ s. d.
Salaries of Officers	159 0 10
Stamps on Policies	32 10 0
Fees to Medical Officers	13 7 6
Incidental disbursements, including Travelling Charges	7 3 8
Postage	123 4 5
£	335 6 6

INDEX.

A.

• Acknowledgement of deposits in Post Office Banks, [329]-331.
• Acts of Parliament relating to Savings Banks, Post Office Banks, Government Annuities, &c. See Appendix.
• Althorp, Lord, moves for a bill to grant Annuities through the medium of Saving Banks, [69];
  • replies to Mr. Attwood, [73].
• Annuities, Government: first proposals for, [69]; [347];
  • alteration of the law relating to, [152];
  • a new scheme is proposed in 1864, [348] et seq.;
  • Mr. Gladstone introduces a bill into Parliament concerning, [350];
  • is discussed and carried, [353]-362;
  • regulations for working the measure, [362];
  • how to purchase, [372]-4;
  • progress of the new measure of, [375]-7.
• Attwood, Mr. Thomas, M.P. opposes legislation for Savings Banks, [71];
  • speaks against Savings Banks, [72]; [82].
• Auchterarder Savings Bank, failure of the, [137];
  • particulars of this fraud, [193].
• Auditors, Government proposals for, [146].
• Australian Government Banks, [344].
• Ayrton, Mr., M.P. on Savings Banks, [162];
  • assists in bringing in a bill to regulate Savings Banks, [179];
  • assists in bringing in the Consolidation Act, [182];
  • respecting his connexion with Government banks, [277];
  • strongly opposes the Post Office Bank Bill in Committee, [303];
  • presides at a working man's meeting in London in opposition to the Government Annuities Bill, [359];
  • opposes it in the House, [360].

B.

• Baines, Mr. E., M.P. advocates Mr. Sikes's proposals for Post Office Banks, [286];
  • again, [301].
• Bath, the Provident Institution of, origin of, [25].
• Benefit Societies: compared with Savings Banks, [85]; [86];
  • disadvantages of, [37];
  • unsound character of many of them, [353]-5;
  • oppose the Government Annuities Bill, [354], [356];
  • on compulsory payment to, [391] note.
• Bentham, Jeremy, proposes “Frugality Banks,” [271];
  • provisions of his scheme, [271]—2.
• Bentinck, Lord George, speaks on Savings Banks, [134].
• Bilston Savings Bank, frauds in, [208] et seq.;
  • the Times on this fraud, [235].
• Birmingham Savings Bank, [324].
• Boodle, Mr., represents Savings Bank managers, [166];
  • again, [173];
  • gives evidence before the Committee of 1858, [173] note;
  • on systems of book-keeping, [261];
  • on confidence in trustee's names, [385] note.
• Book-keeping, different systems of, [260];
  • difficulty of effecting changes in systems of, [261].
• Branch Banks, not in favour with Savings Bank managers, [286].
• Bright, Mr., M.P. in favor of Government paying defrauded depositors, [142];
  • on Government security, [232].
• Brighton Bank fraud, [204] et seq..
• Buckingham, Mr. J. Silk, on compulsory savings, [390]-1.
• Building Societies compared with Savings Banks, [382]-3.
• Bullar, Mr. John, proposes Postal Banks, [280] et seq.; [343].
• Business done in Post Office Banks, amount of, [313] et seq.;
  • nature of, [318] et seq..

C.

• Canterbury Bank fraud, [218] et seq..
• Chadwick, Mr. Edwin, on Post Office Banks, [311].
• Chalmers, Dr., on Savings Banks, [105];
  • on the Interest Rate, [341].
• Chetwynd, Mr., proposes a scheme for applying Savings Banks to the Post Office machinery, [292];
  • the scheme is recommended by Mr. Scudamore, [293];
  • adopted in full, [294];
  • is appointed Controller of the Post Office Banks, [313];
  • on the Government Annuities scheme, [349].
• Clubs at Public Houses, [37].
• Cobbett, William, M.P. on Mr. Rose, [46], [81];
  • speaks of the bubble of Savings Banks, [81].
• Committees on Savings Banks: one is appointed on Irish Banks in 1849, [130];
  • reappointed in 1850, [135];
  • one is appointed to go over the whole subject in 1858, [164];
  • report of proceedings of Committee on 1858, [165] et seq.;
  • recommendations of the same, [169]-170;
  • one is appointed on the Annuities scheme, [361].
• Compensation to Savings Bank officials, [328].
• Compulsory enactments to secure frugality, [50], [389] et seq..
• Consolidation Act of 1863, [182];
  • clauses of the Act, Appendix (B) [400] et seq.
• Co-operative Societies and Savings Banks, [382]-3.
• Corporation Savings Banks, Appendix, [410].
• Cost of transactions in Post Office Banks, [305]; [334]-5.
• Craig, Mr., of Cork, on systems of book-keeping, [260]-1;
  • objects to the taking of small deposits, [264].
• Crossley, Sir Francis, advocates Mr. Sikes's plan, [298].
• Cuffe Street Bank fraud: early history of this bank, [133];
  • discovery of the actuary's defalcations, [115];
  • subsequent management of the bank, [116];
  • closing and its results, [118];
  • a Committee is appointed concerning, [129]-30;
  • reappointed, [135];
  • depositors are compensated by Government, [142].

D.