“You had better do no such thing,” says Brough, bitterly: “the stocks are at ninety, and Mrs. Hoggarty can get three per cent. for her money.”

“I will write, sir,—upon my word and honour, I will write.”

“Well, as your honour is passed, you must, I suppose; for never break your word—no, not in a trifle, Titmarsh. Send me up the letter when you have done, and I’ll frank it—upon my word and honour I will,” says Mr. Brough, laughing, and holding out his hand to me.

I took it, and he pressed mine very kindly—“You may as well sit down here,” says he, as he kept hold of it; “there is plenty of paper.”

And so I sat down and mended a beautiful pen, and began and wrote, “Independent West Diddlesex Association, June 1822,” and “My dear Aunt,” in the best manner possible. Then I paused a little, thinking what I should next say; for I have always found that difficulty about letters. The date and My dear So-and-so one writes off immediately—it is the next part which is hard; and I put my pen in my mouth, flung myself back in my chair, and began to think about it.

“Bah!” said Brough, “are you going to be about this letter all day, my good fellow? Listen to me, and I’ll dictate to you in a moment.” So he began:—

“My Dear Aunt,—Since my return from Somersetshire, I am very happy indeed to tell you that I have so pleased the managing director of our Association and the Board, that they have been good enough to appoint me third clerk—”

“Sir!” says I.

“Write what I say. Mr. Roundhand, as has been agreed by the board yesterday, quits the clerk’s desk and takes the title of secretary and actuary. Mr. Highmore takes his place; Mr. Abednego follows him; and I place you as third clerk—as

“third clerk (write), with a salary of a hundred and fifty pounds per annum. This news will, I know, gratify my dear mother and you, who have been a second mother to me all my life.

“When I was last at home, I remember you consulted me as to the best mode of laying out a sum of money which was lying useless in your banker’s hands. I have since lost no opportunity of gaining what information I could: and situated here as I am, in the very midst of affairs, I believe, although very young, I am as good a person to apply to as many others of greater age and standing.

“I frequently thought of mentioning to you our Association, but feelings of delicacy prevented me from doing so. I did not wish that anyone should suppose that a shadow of self-interest could move me in any way.

“But I believe, without any sort of doubt, that the West Diddlesex Association offers the best security that you can expect for your capital, and, at the same time, the highest interest you can anywhere procure.

“The situation of the Company, as I have it from the very best authority (underline that), is as follows:—

“The subscribed and bonâ fide capital is five millions sterling.

“The body of directors you know. Suffice it to say that the managing director is John Brough, Esq., of the firm of Brough and Hoff, a Member of Parliament, and a man as well known as Mr. Rothschild in the City of London. His private fortune, I know for a fact, amounts to half a million; and the last dividends paid to the shareholders of the I. W. D. Association amounted to 6.125 per cent. per annum.”