Nearly three years had elapsed since the good Colonel’s departure for India, and during this time certain changes had occurred in the lives of the principal actors and the writer of this history. As regards the latter, it must be stated that the dear old firm of Lamb Court had been dissolved, the junior member having contracted another partnership. The chronicler of these memoirs was a bachelor no longer. My wife and I had spent the winter at Rome (favourite resort of young married couples); and had heard from the artists there Clive’s name affectionately repeated; and many accounts of his sayings and doings, his merry supper-parties, and the talents of young Ridley, his friend. When we came to London in the spring, almost our first visit was to Clive’s apartments in Charlotte Street, whither my wife delightedly went to give her hand to the young painter.

But Clive no longer inhabited that quiet region. On driving to the house we found a bright brass plate, with the name of Mr. J. J. Ridley on the door, and it was J. J.’s hand which I shook (his other being engaged with a great palette, and a sheaf of painting-brushes) when we entered the well-known quarters. Clive’s picture hung over the mantelpiece, where his father’s head used to hang in our time—a careful and beautifully executed portrait of the lad in a velvet coat and a Roman hat, with that golden beard which was sacrificed to the exigencies of London fashion. I showed Laura the likeness until she could become acquainted with the original. On her expressing her delight at the picture, the painter was pleased to say, in his modest blushing way, that he would be glad to execute my wife’s portrait too, nor, as I think, could any artist find a subject more pleasing.

After admiring others of Mr. Ridley’s works, our talk naturally reverted to his predecessor. Clive had migrated to much more splendid quarters. Had we not heard? he had become a rich man, a man of fashion. “I fear he is very lazy about the arts,” said J. J., with regret on his countenance; “though I begged and prayed him to be faithful to his profession. He would have done very well in it, in portrait-painting especially. Look here, and here, and here!” said Ridley, producing fine vigorous sketches of Clive’s. “He had the art of seizing the likeness, and of making all his people look like gentlemen, too. He was improving every day, when this abominable bank came in the way, and stopped him.”

What bank? I did not know the new Indian bank of which the Colonel was a director. Then, of course, I was aware that the mercantile affair in question was the Bundelcund Bank, about which the Colonel had written to me from India more than a year since, announcing that fortunes were to be made by it, and that he had reserved shares for me in the company. Laura admired all Clive’s sketches, which his affectionate brother-artist showed to her with the exception of one representing the reader’s humble servant; which, Mrs. Pendennis considered, by no means did justice to the original.

Bidding adieu to the kind J. J., and leaving him to pursue his art, in that silent serious way in which he daily laboured at it, we drove to Fitzroy Square hard by, where I was not displeased to show the good old hospitable James Binnie the young lady who bore my name. But here, too, we were disappointed. Placards wafered in the windows announced that the old house was to let. The woman who kept it brought a card in Mrs. Mackenzie’s frank handwriting, announcing Mr. James Binnie’s address was “Poste-restante, Pau, in the Pyrenees,” and that his London agents were Messrs. So-and-so. The woman said she believed the gentleman had been unwell. The house, too, looked very pale, dismal, and disordered. We drove away from the door, grieving to think that ill-health, or any other misfortunes, had befallen good old James.

Mrs. Pendennis drove back to our lodgings, Brixham’s, in Jermyn Street, while I sped to the City, having business in that quarter. It has been said that I kept a small account with Hobson Brothers, to whose bank I went, and entered the parlour with that trepidation which most poor men feel on presenting themselves before City magnates and capitalists. Mr. Hobson Newcome shook hands most jovially and good-naturedly, congratulated me on my marriage, and so forth, and presently Sir Barnes Newcome made his appearance, still wearing his mourning for his deceased father.

Nothing could be more kind, pleasant, and cordial than Sir Barnes’s manner. He seemed to know well about my affairs; complimented me on every kind of good fortune; had heard that I had canvassed the borough in which I lived; hoped sincerely to see me in Parliament and on the right side; was most anxious to become acquainted with Mrs. Pendennis, of whom Lady Rockminster said all sorts of kind things; and asked for our address, in order that Lady Clara Newcome might have the pleasure of calling on my wife. This ceremony was performed soon afterwards; and an invitation to dinner from Sir Barnes and Lady Clara Newcome speedily followed it.

Sir Barnes Newcome, Bart., M.P., I need not say, no longer inhabited the small house which he had occupied immediately after his marriage: but dwelt in a much more spacious mansion in Belgravia, where he entertained his friends. Now that he had come into his kingdom, I must say that Barnes was by no means so insufferable as in the days of his bachelorhood. He had sown his wild oats, and spoke with regret and reserve of that season of his moral culture. He was grave, sarcastic, statesmanlike; did not try to conceal his baldness (as he used before his father’s death, by bringing lean wisps of hair over his forehead from the back of his head); talked a great deal about the House; was assiduous in his attendance there and in the City; and conciliating with all the world. It seemed as if we were all his constituents, and though his efforts to make himself agreeable were rather apparent, the effect succeeded pretty well. We met Mr. and Mrs. Hobson Newcome, and Clive, and Miss Ethel looking beautiful in her black robes. It was a family party, Sir Barnes said, giving us to understand, with a decorous solemnity in face and voice, that no large parties as yet could be received in that house of mourning.

To this party was added, rather to my surprise, my Lord Highgate, who under the sobriquet of Jack Belsize has been presented to the reader of this history. Lord Highgate gave Lady Clara his arm to dinner, but went and took a place next Miss Newcome, on the other side of her; that immediately by Lady Clara being reserved for a guest who had not as yet made his appearance.

Lord Highgate’s attentions to his neighbour, his laughing and talking, were incessant; so much so that Clive, from his end of the table, scowled in wrath at Jack Belsize’s assiduities: it was evident that the youth, though hopeless, was still jealous and in love with his charming cousin.