"If time be of all things the most precious, wasting time must be the greatest prodigality."
"Sloth makes all things difficult, but industry all easy; and he that riseth late must trot all day, and shall scarce overtake his business at night; while laziness travels so slowly that poverty soon overtakes him."
"At the working-man's house hunger looks in but dares not enter."
"Diligence is the mother of good luck, and God gives all things to industry."
"One to-day is worth two to-morrows."
"Drive thy business! let not thy business drive thee."
"God helps those that help themselves."
He wrote to a young tradesman as follows:
"Remember that time is money. He that can earn ten shillings a day by his labor, and goes abroad or sits idle one-half that day, though he spend but sixpence during his diversion or idleness, ought not to reckon that the only expense; he has really spent, or rather thrown away, five shillings besides.
"The sound of your hammer at five in the morning, or nine at night, heard by a creditor, makes him easy six months longer; but, if he sees you at a billiard-table, or hears your voice at a tavern, when you should be at work, he sends for his money the next day; demands it before he can receive it in a lump."