"Non-no," said Mr. Dale in a still, small voice. "I didn't."

"Why didn't you?"

"Because I was afraid he'd take advantage of me. I was afraid he'd fix it so as to take my ranch away from me if he knowed how bad and what for I needed it."

"But ain't that exactly what the Marysville bank could 'a' done if it wanted?" demanded Racey, aghast at the Dale obtuseness.

"Yeah, but I had hopes of standing off the bank, and—"

"But you ain't got any hope of standing off Lanpher and Tweezy. Nary a hope. Now lookit, Old Salt is yore only chance round here. Of course, he'd fix it to take away yore ranch if he could. That's his business. And it's yore business to see he don't. An' it's my business to help you see he don't. Suppose now I go to Old Salt and get him to lend you the money on a mortgage, say a ten-year mortgage?"

"But I got one mortgage on the place now. He'd never take a second mortgage."

"Naw, naw, that ain't gonna be the way of it a-tall. It will be fixed so's Old Salt's mortgage won't go into effect till the first one's paid off."

"But then till the first one is paid off—maybe it will be three-four days—Old Salt's five thousand will be unsecured."

"It won't be unsecured. It won't go out of Saltoun's hands. He'll pay off the mortgage himself."