"Then tell me again!" Ferguson bellowed.
"Yessir, sorry. We maintain transfer accounts as you know."
"Of course I know."
"During the day we move our transfer funds into a single account and wait till the end of the day to move the money to where it belongs. We do that because . . ."
"I know why we do it. Cause for every hundred million we hold for half a day we make $16,000 in interest we don't have to pay out."
"Yessir, but that's not official . . ."
"Of course it's not you idiot . . ."
"I'm sorry sir."
"As you were saying . . ." Ferguson was glad he had moved the psychological stress to his underling.
"When we got to the account, about 9:00 A.M., it was empty.
That's it. Empty. All the money was gone."