"The computer jocks unplugged the computers, turned them inside out and screwed them back together. Nothing. They found nada. So they tighten the reins and give away less passwords, to less people. That's all they figured they could do."

"This is where the fun starts." Scott actively gestured with his hands as he shifted weight to his other foot. "A few days later they discover another message in their computer. Says something like, 'sorry Charlie' or something to that effect. The hackers were back. And this time they wanted to sell their services to the bank. For a nominal fee, say, a million bucks, we'll show you how to sew up the holes."

"Well, what does that sound like to you?" Scott asked Doug.

"Extortion."

"Exactly, and ape-shit doesn't begin to describe what the bank did. Bottom line? They made a deal. We'll pay you a million bucks as consultants for 10 years. You agree to stay out of the machines unless we need you. Immunity unless you break the deal."

"What happened?" Doug said with rapt attention.

"Sovereign bank now has three fourteen year old consultants at a hundred grand a year," Scott said choking with laughter on his words.

"You're kidding," exclaimed Doug slapping his knees.

"No shit. And everyone is pretty happy about it. The kids have a way to pay for a good college, they're bright little snots, and they get off. The bank figures it's making an investment in the future and actually may have gotten off cheap. It woke them up to the problems they could face if their computers did go down for a month. Or if they lost all their records. Or if someone really wanted to do damage. Thoughts like that trigger a panic attack in any bank exec. They'd rather deal with the kids.

"In fact, they're turning it into a public relations coup. Dig this," Scott knew the story like the back of his hand. "The bank realized that they could fix their security problems for a couple of million bucks. Not much of an investment when you're guarding billions. So they design a new ad campaign: Sovereign. The Safest Your Money Can Be."