Denby laughed. “I’ll bet you know less about it than I do.” The idea of Monty Vaughan, heir to the Vaughan millions, working like a clerk in the Crédit Lyonnais was amusing.

“Does your father make you work all summer?” he demanded.

“I’m not working now,” Monty explained. “I never do unless I feel like it. I’m waiting for a friend who is sailing with me on the Mauretania next week and I’ve just had a wire to say she’ll be here to-morrow.”

“She!” echoed Denby. “Have you married without my knowledge or consent? Or is this a honey-moon trip you are taking?”

A look of sadness came into the younger man’s face.

“I shall never marry,” he returned.

But Steven Denby knew him too well to take such expressions of gloom as final. “Nonsense,” he cried. “You are just the sort they like. You’re inclined to believe in people too much if you like them, and a husband who believes in his wife as you will in yours is a treasure. They’ll fight for you, Monty, when you get home again. For all you know the trap is already baited.”

“Trap!” Monty cried reproachfully. “I’ve been trying to make a girl catch me for three years now and she won’t.”

“Do you mean you’ve been finally turned down?” Steven Denby asked curiously. It was difficult to suppose that a man of his friend’s wealth and standing would experience much trouble in offering heart and fortune.

“I haven’t asked yet,” Monty admitted. “I’ve been on the verge of it hundreds of times, but she always laughs as I’m coming around to it, and someone comes in or something happens and I’ve never done it.” He sighed with the deprecating manner of the devout lover. “If you’d only seen her, Steve, you’d see what mighty little chance I stood. I feel it’s a bit of impertinence to ask a girl like that to marry me.”