SAVED MY EARNINGS AND ATTENDED STRICTLY TO BUSINESS,

and so made those four years valuable to me. Before I went West, my employer offered me a quarter interest in his business if I would remain with him. Even after I had been here several years, he wrote and offered me a third interest if I would go back.

“But I was already too well placed. I was always interested in the commercial side of life. To this I bent my energies; and