77. Distinguish between forgery and material alteration.

78. If a note is materially altered by a stranger is it void?

79. Define fraud.

80. Distinguish fraud and duress.

81. Are fraud and duress good defenses as against a bonâ fide holder.

82. If a forged note is lost or stolen can it be collected?

83. If a note procured through fraud is lost or stolen can it be collected by an innocent holder?

84. Define real defense to a negotiable instrument.

85. What is meant by personal defense?

86. Enumerate the real defenses to a negotiable instrument.